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Calle Pastores

Vilches, JaénHouseRef: #C6B0B8E4

€50,000-57% vs area market
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Size

132 m²

Price / m²

€379

Rooms

3

OccupancyVacant
75
Calle Pastores — Vilches
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

15 of 15 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Casa adosada de 132 m² ubicada en Vilches, Jaén. Se trata de una vivienda adosada de 132 m² desarrollados en varias plantas y distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. La vivienda se encuentra en la periferia de Vilches, una localidad situada al norte de la provincia de Jaén, con acceso principal por la carretera a-301, que conecta directamente con Linares y otras poblaciones importantes de la comarca. Además, la localidad dispone de acceso a la autovía A-4, lo que facilita la comunicación con Jaén capital y otras ciudades andaluzas. En cuanto a transporte público, Vilches cuenta con servicio de autobuses interurbanos que enlazan con Linares, Jaén y otras localidades cercanas. La estación de tren más próxima es la de Vilches, ubicada en las afueras del municipio, que permite conexiones ferroviarias tanto regionales como nacionales, facilitando la movilidad para los residentes. En el entorno inmediato de la vivienda se pueden encontrar supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales que cubren las necesidades diarias. Entre los puntos de interés de Vilches destaca el Parque Municipal, un espacio verde de referencia para el ocio y el esparcimiento, así como el Centro de Salud de Vilches, que proporciona atención sanitaria a los habitantes de la localidad. Además, el municipio cuenta con instalaciones deportivas municipales y la Casa de la Cultura, que acoge diversas actividades culturales y sociales a lo largo del año. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

1972

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
5998222VH5259N0001KU
Cadastral area
132 m²
Year built
1972
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 363 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

75/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
Not assessable
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 132.00m² en Vilches a 379€/m² (mediana zona 876€/m², delta -56.7%). Estado Pendiente De Análisis Visual. Posesión libre. Zona muy_baja, 361 días en mercado.

trending_upStrengths

  • +Descuento del -56.7% frente a la mediana zonal (876€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vilches, Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-56.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€876 /m²
This asset
€379 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-12.7%Good price
Scope
Province (MITMA)
Zone median
€434 /m²
This asset
€379 /m²
Samples
238
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€50,000
Transfer tax (ITP) 7% — Andalucía€3,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€54,800

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2025 (363 days)
On Atalaya since11 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing