AtalayaAtalaya

Calle Monturiol

Santa Rosa, Santa Coloma de Gramenet, Barcelona • Apartment • Ref: #C5F5B1EE

€109,000
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Size

48 m²

Price / m²

€2,271

Rooms

3

OccupancyVacant
50
Calle Monturiol — Santa Rosa, Santa Coloma de Gramenet
Photo: Solvia
1 / 22

AI visual analysis

Automated analysis · physical condition

22 of 22 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada del edificio muestra signos de desgaste y suciedad, con ropa tendida en los balcones y en la azotea.
  • •Salon: Las paredes del salón tienen manchas y desconchones, y el suelo de baldosas está desgastado.
  • •Cocina: La cocina está incompleta, con muebles antiguos y sin electrodomésticos, y las tuberías están expuestas.
  • •Dormitorio: Las paredes del dormitorio están sucias y el suelo de baldosas está desgastado.

descriptionDescription

Piso de 48 m² ubicado en Santa Coloma de Gramenet, Barcelona. Se trata de un piso de 48 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 1 baño. El piso se sitúa en el barrio de Santa Rosa, dentro del núcleo urbano de la localidad, con acceso próximo a la B-20, la C-31 y la C-58. Dispone de comunicaciones mediante autobuses urbanos e interurbanos, estación de Metro de la línea L9 Nord en Santa Rosa y conexiones cercanas con la red ferroviaria del entorno metropolitano. En la zona podemos encontrar supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros comercios y servicios. Cerca del inmueble se encuentran el Mercado de Fondo, el CAP Santa Rosa y el Parc dels Pins. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1962

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 48 m² but the cadastre records 60 m² (+25%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4686323DF3848F0009TL
Cadastral area
60 m²
Year built
1962
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: High

Score breakdown

Zone delta
1/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
15/15

Vivienda de 48.00m² en Santa Coloma de Gramenet a 2271€/m² (mediana zona 2014€/m², delta +12.8%). Requiere Reforma Integral. Posesión libre. Zona media, más de 2 años sin vender.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +12.8% por encima de mediana zonal
  • −916 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santa Rosa, Santa Coloma de Gramenet, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+12.8%Above anchor
Scope
Neighbourhood
Zone median
€2,014 /m²
This asset
€2,271 /m²
Period
junio 2026
Source
Idealista

account_balancevs other bank assets

+37.9%Above anchor
Scope
Postal code
Zone median
€1,647 /m²
This asset
€2,271 /m²
Samples
54
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€109,000
Transfer tax (ITP) 10% — Cataluña€10,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€382
Estimated total investment€121,282

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since1 Jul 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing