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House For Sale In Avda de la Torre 48 San Bartolome de la Torre Huelva

San Bartolome de la Torre, Huelva • Apartment • Ref: #C218C1FB

€421,800
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Size

80 m²

Price / m²

€5,273

Rooms

3

OccupancyUnconfirmed
16
House For Sale In Avda de la Torre 48 San Bartolome de la Torre Huelva — San Bartolome de la Torre
Photo: Servihabitat
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AI visual analysis

Automated analysis · physical condition

11 of 11 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Avda. De La Torre, 48. Estado: second-hand. Extras: courtyard

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

16/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
Not assessable
—
Physical state
Not assessable
—
Legal liens
7/15
Zone liquidity
Not assessable
—

Vivienda de 80.00m² en San Bartolome de la Torre a 5273€/m² (mediana zona 1698€/m², delta +210.5%). Estado Pendiente De Análisis Visual. Posesión desconocida. Zona muy_baja, inventario reciente (78 días).

warningRisks

  • −Precio +210.5% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

San Bartolome de la Torre, Huelva
map

Coordinates unavailable

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+210.5%Above anchor
Scope
Province (MITMA)
Zone median
€1,698 /m²
This asset
€5,273 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+700.2%Above anchor
Scope
Postal code
Zone median
€659 /m²
This asset
€5,273 /m²
Samples
9
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€421,800
Transfer tax (ITP) 7% — Andalucía€29,526
Notary (est.)€633
Land Registry (est.)€422
Admin agency (est.)€1,476
Estimated total investment€453,857

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat
On Atalaya since13 Jun 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing