AtalayaAtalaya

Santa Margarida

Castellgalí, Barcelona • Land • Ref: #C12C4A92

€28,000
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Size

415 m²

Price / m²

€67

OccupancyUnconfirmed
67
Santa Margarida — Castellgalí
Photo: Solvia
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Suelo en Castellgalí, provincia de Barcelona. La finca registral tiene una superficie de 414,98 m² y está dividida en dos clasificaciones de suelo, una parte de Suelo Urbano Consolidado y otra parte de Suelo Urbano No Consolidado. El % de propiedad que se posee en la finca registral es del 100 %. El Suelo Urbano Consolidado es de tipología Plurifamiliar con una superficie de 98,48 m², con edificabilidad estimada de 343,83 m² y un número estimado de 3 unidades a edificar. El Suelo Urbano No Consolidado tiene una superficie de 316,50 m², pertenece al sector 'SMU 01 Santa Margarida', la supercifie de este sector es de 6.679 m² y la edificabilidad es de 2.800 m². La participación de la finca registral comprendida en la superficie del sector es del 4,74%.

Characteristics

Elevator

No

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
3445119DG0134N0001XQ
Cadastral use
Urbanization works · undeveloped land

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

67/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Zoning
15/25
Legal liens
10/15
Zone liquidity
10/15

Suelo urbanizable (uso unknown) de 414.98m² en Castellgalí a 67€/m² (mediana zona 66€/m², delta %). Posesión desconocida. Zona muy_baja, más de 2 años sin vender.

warningRisks

  • −915 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Castellgalí, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-27.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€92 /m²
This asset
€67 /m²
Samples
784
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€28,000
Transfer tax (ITP) 10% — Cataluña€2,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€32,100

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since27 Jun 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing