AtalayaAtalaya

Calle Poeta Josep Punsola, s/n

Centre, Mataró, Barcelona • Apartment • Ref: #BF63A8FC

€94,040-61% vs area market
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Size

66 m²

Price / m²

€1,424

Rooms

3

OccupancyOccupied · legal tenant
73
Calle Poeta Josep Punsola, s/n — Centre, Mataró
Photo: holapisos
1 / 54

AI visual analysis

Automated analysis · physical condition

54 of 54 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: El salon presenta suelos de gres y paredes blancas, con un radiador y acceso a un balcon.
  • •Cocina: La cocina tiene muebles de madera, encimera de granito y electrodomesticos basicos, con azulejos en las paredes.
  • •General: La propiedad parece necesitar una actualizacion de pintura y posiblemente de los suelos para modernizarla.

descriptionDescription

Pis a Mataro, Barcelona, idoni per a famílies. L'immoble disposa d'una superfície de 66 m² distribuïts en 3 habitacions, saló-menjador amb accés a balcó, cuina amb accés a la bugaderia a més d'1 bany complet. L'habitatge té molta llum natural i terres de parquet. Ubicat a la 5a planta de l'edifici, sense ascensor. Es troba al centre de Mataró i prop de la Platja de Sant Simó, en els seus voltants trobem l'Hospital de Sant Jaume i Santa Magdalena, l'Escola Germanes Bertomeu, supermercats, bancs, biblioteques, farmàcies i centres esportius. Amb fàcil accés a N-II.

Characteristics

Bathrooms

1

Floor

5

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

E

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 507 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

73/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
12/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 66.00m² en Mataró a 1424€/m² (mediana zona 3619€/m², delta -60.7%). Estado Mejorable. Posesión con inquilino legal. Zona media, stock estancado (506 días).

trending_upStrengths

  • +Descuento del -60.7% frente a la mediana zonal (3619€/m²)

warningRisks

  • −506 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Centre, Mataró, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-60.7%Strong opportunity
Scope
Neighbourhood
Zone median
€3,619 /m²
This asset
€1,424 /m²
Period
junio 2026
Source
Idealista

account_balancevs other bank assets

-1.5%In line
Scope
Postal code
Zone median
€1,445 /m²
This asset
€1,424 /m²
Samples
14
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€94,040
Transfer tax (ITP) 10% — Cataluña€9,404
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€329
Estimated total investment€104,773
Estimated refurbishment (state: mejorable)€26,500 – €46,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
23 May 2026
€103,000arrow_forward€94,040-8.7%

Listing intel

SourceAliseda
On the market sinceApr 2025 (507 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing