AtalayaAtalaya

Calle Pedrafita

Pontes de García Rodríguez (as), A Coruña • House • Ref: #BD55A79F

€23,000
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Size

114 m²

Price / m²

€202

Rooms

3

OccupancyVacant
51
Calle Pedrafita — Pontes de García Rodríguez (as)
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

29 of 29 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Vivienda unifamiliar construida en piedra, de aproximadamente 150 m², se encuentra ubicada en la pedanía de Pedrafita, en la localidad de As Pontes de García Rodriguígez, en la provincia de La Coruña. Construido en el año 1875. La vivienda se consta de dos plantas en las que se distribuyen de la siguiente manera: en la planta baja se encuentra el salón-comedor, cocina y un baño principal. En su segunda planta cuenta con tres dormitorios amplios. A su vez cuenta con un jardín o patio exterior de unos 700 m² aproximadamente. Se encuentra rodeada de viviendas unifamiliares similares en un entorno rural, tranquilo y privilegiado que le da un singular valor a esta vivienda, contando con su construcción en piedra que tanto se identifica en su entorno. Se encuentra muy cercana a la localidad y cuenta con todos los servicios necesarios en la zona, a su vez esta muy próxima a la carretera AG-64 que la comunica con el entorno de manera accesible.

Characteristics

Bathrooms

1

Elevator

No

Year built

1875

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 114 m² but the cadastre records 165 m² (+45%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
002000600NJ90G0001PL
Cadastral area
165 m²
Year built
1875
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 114.00m² en Pontes de García Rodríguez (as) a 202€/m² (mediana zona 1646€/m², delta -87.7%). Buen Estado. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -87.7% frente a la mediana zonal (1646€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −917 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Pontes de García Rodríguez (as), A Coruña

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-87.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,646 /m²
This asset
€202 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-70.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€688 /m²
This asset
€202 /m²
Samples
60
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€23,000
Transfer tax (ITP) 9% — Galicia€2,070
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€26,370

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since21 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing