AtalayaAtalaya

Calle Antonio Machado

Torres de Cotillas (las), Murcia • Apartment • Ref: #BCE58448

€139,000-40% vs area market
open_in_newView original listing

Get new bank-owned properties in Torres de Cotillas (las) under your budget by email. Free.

Size

132 m²

Price / m²

€1,053

Rooms

3

OccupancyVacant
82
Calle Antonio Machado — Torres de Cotillas (las)
Photo: Solvia
1 / 25

AI visual analysis

Automated analysis · physical condition

25 of 25 photos analyzed

Physical condition

Pristine

Photo quality

Good

descriptionDescription

Piso de 132 m² ubicado en Las Torres de Cotillas, Murcia. Se trata de un piso de 132 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. El piso se sitúa en el núcleo urbano de Las Torres de Cotillas, teniendo buenos accesos por la A-7 y la N-344. La localidad dispone de comunicaciones mediante líneas de autobús interurbano con conexión a Murcia, Molina de Segura, Alguazas y otros municipios del entorno. En la zona podemos encontrar servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros negocios comerciales. A pocos minutos del centro de salud de la localidad y con acceso a los servicios sanitarios y comerciales de Molina de Segura y Murcia. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

1975

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
4308703XH5140N0002PP
Cadastral area
132 m²
Year built
1975
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

82/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
25/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 132.00m² en Torres de Cotillas (las) a 1053€/m² (mediana zona 1747€/m², delta -39.7%). Estado Impecable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -39.7% frente a la mediana zonal (1747€/m²)
  • +Estado impecable: entrar a vivir sin obra
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −917 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Torres de Cotillas (las), Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-39.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,747 /m²
This asset
€1,053 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+135.0%Above anchor
Scope
Postal code
Zone median
€448 /m²
This asset
€1,053 /m²
Samples
6
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€139,000
Transfer tax (ITP) 8% — Murcia€11,120
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€487
Estimated total investment€151,607

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
21 Jul 2026
€63,000arrow_forward€139,000-120.63%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Torres de Cotillas (las) by AI score

Calle Cieza
86

Calle Cieza

€79,000

€825/m² · 95.76 m²

View analysisarrow_forward
Piso en Calle Cieza
77

Piso en Calle Cieza

€67,200

€679/m² · 99 m²

View analysisarrow_forward
Piso en Rio Guadalquivir
63

Piso en Rio Guadalquivir

€77,500

€981/m² · 79 m²

View analysisarrow_forward
Piso en Instituto
61

Piso en Instituto

€139,000

€1,130/m² · 123 m²

View analysisarrow_forward
Piso en Barcelona - los Pulpites
40

Piso en Barcelona - los Pulpites

€161,500

€1,179/m² · 137 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing