Carretera Palencia, 9

Lerma, Burgos • Land • Ref: #BC47FF67

€110,000

open_in_newView original listing

Get new bank-owned properties in Lerma under your budget by email. Free.

Size

2765 m²

OccupancyVacant

Photo: sareb

1 / 12

AI visual analysis

Automated analysis · physical condition

12 of 12 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

¡No te pierdas la oportunidad de vivir en Lerma, Burgos! Esta increíble promoción incluye un precioso piso con un área construida de 3072.0 metros cuadrados. Ofrecemos la posibilidad de visitar el inmueble en persona o un recorrido virtual para que puedas tener una idea de lo que esta oferta incluye. Si estas interesado, no esperes más y contacta con nosotros para concertar una visita. ¡No te arrepentirás! El inmueble presenta una certificación energética En trámite. ¿Quieres más detalles sobre esta propiedad? En Aliseda Inmobiliaria, estamos aquí para ayudarte. Nuestro equipo de profesionales te guiará en cada paso del camino, ofreciendo visitas sin compromiso y sin comisiones de intermediación. Contamos con una gran variedad de inmuebles en toda la geografía española. Contacta con nosotros hoy mismo para obtener más información sobre el inmueble, coordinar una visita, y comenzar el viaje hacia tu nuevo hogar.

Characteristics

Elevator

Terrace

Parking

Pool

Air conditioning

Heating

Storage room

Garden

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.

7139604VM3573N0001KW

Cadastral use

Urbanization works · undeveloped land

routeHow to buy this asset from the bank

expand_more

1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 3926 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

68/100

Confidence: High

Score breakdown

Zone delta: —
Possession: 20/20
Zoning: 15/25
Legal liens: 10/15
Zone liquidity: 4/15

Suelo urbanizable (unknown) de 2765.00m² en Lerma a ?€/m². Sin referencia zonal. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

+Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

−Sin referencia zonal específica para land en esta zona
−3925 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lerma, Burgos

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-89.4%Strong opportunity

Scope: Province (MITMA)
Zone median: €375 /m²
This asset: €40 /m²
Samples: 149
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€110,000

Transfer tax (ITP) 8% — Castilla y León€8,800

Notary (est.)€600

Land Registry (est.)€400

Admin agency (est.)€385

Estimated total investment€120,185

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.

16 Jun 2026

€122,000arrow_forward€110,000-9.84%

Listing intel

SourceAliseda

On the market sinceDec 2015 (3926 days)

On Atalaya since13 May 2026

€289,000

€167,828/m² · 1.72 m²

View analysisarrow_forward

Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing