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Calle Major

Jonquera (la), GironaBuildingRef: #BC224AF4

€80,000
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Size

377 m²

Price / m²

€212

Rooms

1

OccupancyOccupied · type to verify
59
Calle Major — Jonquera (la)
Photo: Solvia
1 / 10

AI visual analysis

Automated analysis · physical condition

10 of 10 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

Pisos y local situados en el municipio de Jonquera, provincia de Girona. Se trata de un lote de 7 viviendas con superficies desde 31 m² y 1 local de 91 m². El local comercial con muchas posibilidades de explotación para cualquier tipo de negocio. Dispone de acceso directo a la calle Major. El edificio en el que se encuentra es de uso residencial de tres alturas sobre rasante, que por su antigüedad, no dispone de ascensor. El acceso a las viviendas se realiza por un portal independiente del acceso al local comercial. El local tiene una morfología regular. Dispone de una superficie de 91 m² construidos, con una fachada lineal principal de 4 m y una superficie útil de 85 m2. El local, almacén carece de distribución, siendo una sala diáfana. En general el inmueble se encuentra en mal estado de conservación, siendo necesario realizar las reformas necesarias para adecuarlo al negocio a emprender. El pavimento de todo el local es de solado de obra. El edificio se ubica en una de las zonas de mayor tránsito de la ciudad, siempre se ha considerado que se trata de una zona próxima a las principales calles de la localidad, donde se ubican las principales firmas comerciales y entidades financieras relevantes. La calle tiene una gran densidad de tráfico y una densidad peatonal media. El entorno es principalmente residencial, con edificios entre medianeras de entre seis y siete alturas, generalmente con locales comerciales en planta baja. Dicha calle conecta las principales zonas de la ciudad con el casco antiguo. Con nuestros servicios podrá encontrar el activo que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1967

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 377.34 m² but the cadastre records 39 m² (-90%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
9762109DG8996S0006RQ
Cadastral area
39 m²
Year built
1967
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

59/100

Confidence: High

Score breakdown

Zone delta
Not assessable
Possession
10/20
Building use
18/25
Legal liens
10/15
Zone liquidity
2/15

Edificio residential_multi, 7 viviendas de 377.34m² en Jonquera (la) a 212€/m² (mediana zona 120€/m², delta %). Posesión con ocupación a verificar. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 169 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

warningRisks

  • 918 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Jonquera (la), Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

+76.7%Above anchor
Scope
Province (MITMA)
Zone median
€120 /m²
This asset
€212 /m²
Samples
166
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€80,000
Transfer tax (ITP) 10% — Cataluña€8,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€89,300

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
21 Jul 2026
€208,000arrow_forward€80,000-61.54%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since9 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing