AtalayaAtalaya

Calle Mar Caspio, s/n

Adra, Almería • House • Ref: #BADD6BAD

€110,460-29% vs area market
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Size

186 m²

Price / m²

€593

Rooms

3

OccupancyOccupied · no title
50
Calle Mar Caspio, s/n — Adra
Photo: aliseda
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Os damos la bienvenida a esta espaciosa casa ubicada en Adra, Almeria. El inmueble se distribuye en salón-comedor, cocina. Localizada en el corazón de Adra. En sus alrededores encontramos escuelas, supermercados, bancos, farmacias, oficinas de correos, centros deportivos y varias paradas de autobús. En términos de accesibilidad, la propiedad dispone de múltiples conexiones y cuenta con fácil acceso a Autovía del Mediterráneo. No te pierdas esta oportunidad de encontrar la casa perfecta para ti.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Year built

1999

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
7773421VF9677D0001PZ
Cadastral area
186 m²
Year built
1999
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1379 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
2/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 186.00m² en Adra a 593€/m² (mediana zona 835€/m², delta -29.0%). Estado Pendiente De Análisis Visual. Posesión con ocupación irregular. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -29.0% frente a la mediana zonal (835€/m²)

warningRisks

  • −Aliseda declara no tener posesión legal (señal de ocupación irregular)
  • −1378 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Adra, Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-29.0%Strong opportunity
Scope
Municipality
Zone median
€835 /m²
This asset
€593 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-21.8%Good price
Scope
City
Zone median
€758 /m²
This asset
€593 /m²
Samples
13
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€110,460
Transfer tax (ITP) 7% — Andalucía€7,732
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€387
Estimated total investment€119,579

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceNov 2022 (1379 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing