AtalayaAtalaya

Calle De la Roqueta

Fraga, Huesca • House • Ref: #BA5DEEF6

€79,000
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Size

91 m²

Price / m²

€868

Rooms

4

OccupancyVacant
52
Calle De la Roqueta — Fraga
Photo: Solvia
1 / 13

AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta ladrillo visto y ventanas con marcos de madera y rejas verdes, mostrando un aspecto funcional pero con signos de antigüedad.
  • •Salon: El salón tiene suelos de terrazo y paredes con pintura en tonos grises y blancos, algunas con patrones decorativos, lo que indica una decoración anticuada.
  • •Dormitorio: El dormitorio también cuenta con suelos de terrazo y paredes con patrones de puntos, y ventanas de madera, sugiriendo la necesidad de una actualización estética.

descriptionDescription

Casa de 91 m² ubicada en Fraga, Huesca. Se trata de una casa que se compone de planta baja, plantas primera y segunda y planta bajo cubierta. Cuenta con una superficie de 91 m² distribuidos en salón-comedor, cocina, 4 dormitorios y 1 baño. La casa se sitúa en el núcleo urbano de Fraga, con acceso por la N-II y conexión próxima con la A-2 y la AP-2. La localidad dispone de comunicaciones por autobús interurbano y estación de tren en el entorno municipal, lo que facilita la conexión con otros puntos de la zona. En el entorno pueden encontrarse servicios como supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias, centros de salud y otros comercios. Cerca del inmueble se encuentran el Hospital de Fraga y equipamientos y servicios del centro urbano. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1965

Pool

No

Air conditioning

No

Heating

No

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
8804344BG7080D0001HI
Cadastral area
91 m²
Year built
1965
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 918 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

52/100

Confidence: High

Score breakdown

Zone delta
1/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 91.00m² en Fraga a 868€/m² (mediana zona 788€/m², delta +10.2%). Estado Mejorable. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −Precio +10.2% por encima de mediana zonal
  • −917 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Fraga, Huesca

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+10.2%Above anchor
Scope
Municipality
Zone median
€788 /m²
This asset
€868 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+43.7%Above anchor
Scope
Postal code
Zone median
€604 /m²
This asset
€868 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€79,000
Transfer tax (ITP) 8% — Aragón€6,320
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€86,620
Estimated refurbishment (state: mejorable)€36,500 – €63,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (918 days)
On Atalaya since1 Jul 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing