AtalayaAtalaya

Calle Medico Pedro Herrero

Benalúa, Alicante • Apartment • Ref: #BA43A17A

€199,000-20% vs area market
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Size

90 m²

Price / m²

€2,203

Rooms

3

OccupancyOccupied · legal tenantDeduced by AI
66
Calle Medico Pedro Herrero — Benalúa, Alicante
Photo: Solvia
1 / 30

AI visual analysis

Automated analysis · physical condition

30 of 30 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso situado en Alicante. Construido en 1976, el inmueble de 90 m², ubicado entre los barrios de Benalúa y San Fernando, se distribuye de la siguiente manera: comedor, cocina cerrada amueblada, 3 habitaciones, 1 cuarto de baño y balcón. La vivienda está equipada con suelos de tarima flotante. Se localiza próxima a todo tipo de servicios como: restaurantes, supermercados, farmacias, locales comerciales, parques, centro de salud, etc. Se encuentra a unos metros de los juzgados y de la estación de tren. Las comunicaciones por carretera son buenas ya que la A-31 y la N-332 se alcanza en unos minutos. A pocos metros hay paradas de autobús que conectan con las líneas 7, 3, 4 y 36 entre otras. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

1976

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 90.35 m² but the cadastre records 72 m² (-20%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8371504YH1487A0033LU
Cadastral area
72 m²
Year built
1976
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 265 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

66/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
12/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
8/15

Vivienda de 90.35m² en Alicante a 2203€/m² (mediana zona 2761€/m², delta -20.2%). Buen Estado. Posesión con inquilino legal. Zona media, 263 días en mercado.

trending_upStrengths

  • +Descuento del -20.2% frente a la mediana zonal (2761€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Benalúa, Alicante, Alicante

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-20.2%Good price
Scope
Neighbourhood
Zone median
€2,761 /m²
This asset
€2,203 /m²
Period
junio 2026
Source
Idealista

account_balancevs other bank assets

+1.7%In line
Scope
Postal code
Zone median
€2,167 /m²
This asset
€2,203 /m²
Samples
80
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€199,000
Transfer tax (ITP) 10% — Comunitat Valenciana€19,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€697
Estimated total investment€220,597

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
14 Aug 2026
€201,000arrow_forward€199,000-1%

Listing intel

SourceSolvia
On the market sinceDec 2025 (265 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing