AtalayaAtalaya

Local en Calle Pedro Carceles, Lorca

Lorca • Retail • Ref: #B6CBE2F7

€52,800
open_in_newView original listing

Size

106 m²

Price / m²

€500

OccupancyUnconfirmed
62
Local en Calle Pedro Carceles, Lorca — Lorca
Photo: Cimenta2
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Local comercial de 105,54 m2 situado en planta baja de edificio de tres plantas sobre rasante ubicado en la localidad de Lorca, provincia de Murcia. Tiene infraestructuras terminadas y completas: alumbrado, alcantarillado, abastecimiento de agua, y vías públicas pavimentadas. Además, dispone de equipamientos suficientes: comercial, deportivo, escolar, asistencial, religioso, lúdico y zonas verdes. Las comunicaciones del entorno con el resto de la población son suficientes para las necesidades de la zona. Las comunicaciones interurbanas pueden considerarse buenas.

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 105.54 m² but the cadastre records 176 m² (+67%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5416610XG1751E
Cadastral area
176 m²
Year built
1950
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 300 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

62/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Retail location
20/25
Legal liens
7/15
Zone liquidity
11/15

Local comercial planta calle, multi-planta de 105.54m² en Lorca a 500€/m² (mediana zona 593€/m², delta -15.7%). desconocida. Zona baja, 299 días en mercado.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 11 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lorca

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-15.7%Good price
Scope
City
Zone median
€593 /m²
This asset
€500 /m²
Samples
11
Source
Atalaya (bank inventory)

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
3 Jun 2026
€65,900arrow_forward€52,800-19.88%

Listing intel

SourceCimenta2
On the market sinceNov 2025 (300 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing