AtalayaAtalaya

Local Comercial en da Margarida

Lugo • Retail • Ref: #B5231626

€65,700
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Size

423 m²

Price / m²

€155

OccupancyUnconfirmed
77
Local Comercial en da Margarida — Lugo
Photo: Hipoges
1 / 19

AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Tenemos el placer de ofrecerles un local comercial único en su tipo ubicado en la Avenida de A Coruña, en al norte de la hermosa localidad de Lugo. Este impresionante espacio cuenta con una gran superficie diáfana, ofreciendo una gran cantidad de posibilidades para cualquier tipo de negocio. Ya sea que busques establecer tu propia tienda, restaurante, centro de convenciones, o cualquier otro tipo de empresa, este local es lo que estás buscando. Se ofertan varios locales comerciales en el mismo edificio. Se muestran fotos del estado general de los locales y del edificio, pudiendo no corresponder con el inmueble o estado actual. Goza de una ubicación estratégica rodeado de viviendas plurifamiliares y locales comerciales, en una de las calles más concurridas de la ciudad lo que lo hace ideal para atraer una gran cantidad de clientes potenciales. Local comercial en bruto, para poder adecuarse a tu nueva idea de negocio. Tiene fácil acceso a la autopista N-640, lo que permite el transporte y traslado de mercancía hasta a cualquier punto de la ciudad (Lugo) bordeándola, en menos de 30min en coche e incluso a otras localidades aledañas. No pierdas la oportunidad de adquirir este increíble local comercial en Lugo. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Air conditioning

No

Heating

No

Storage room

No

Energy rating

exempt

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
6750011PH1665S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

77/100

Confidence: Low

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Retail location
Not assessable
—
Legal liens
7/15
Zone liquidity
9/15

Local comercial planta unknown de 423.00m² en Lugo a 155€/m² (mediana zona 399€/m², delta -61.2%). desconocida. Zona muy_baja sin fecha de publicación fiable.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 11 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Descuento del -61.2% frente a la mediana zonal (399€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lugo, Lugo

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-61.2%Strong opportunity
Scope
City
Zone median
€399 /m²
This asset
€155 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€65,700
Transfer tax (ITP) 9% — Galicia€5,913
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€72,913

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing