AtalayaAtalaya

Flat For Sale In Plaza Reding Bailen Jaén

Bailen, Jaen • Apartment • Ref: #B4DC3F2A

€58,500
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Size

73 m²

Price / m²

€801

OccupancyOccupied · no titleDeduced by AI
32
Flat For Sale In Plaza Reding Bailen Jaén — Bailen
Photo: Servihabitat

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto cuidado con toldos y rejas en buen estado.
  • •Salon: El salón está amueblado y decorado, con suelos de baldosas y paredes pintadas en tonos amarillos.
  • •Exterior: La calle es peatonal y se ve limpia y bien mantenida.

descriptionDescription

Plaza Reding.... Estado: second-hand. Sin posesión legal

Characteristics

Year built

1965

Heating

Yes

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 73 m² but the cadastre records 2241 m² (+2970%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2070110VH3127S
Cadastral area
2241 m²
Year built
1965
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

32/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
2/20
Physical state
20/25
Legal liens
7/15
Zone liquidity
5/15

Vivienda de 73.00m² en Bailen a 801€/m² (mediana zona 485€/m², delta +65.2%). Buen Estado. Posesión con ocupación irregular. Zona baja, inventario reciente (78 días).

trending_upStrengths

  • +Estado habitable sin reforma inmediata

warningRisks

  • −Precio +65.2% por encima de mediana zonal
  • −IA detectó: Sin posesión legal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Bailen, Jaen

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+65.2%Above anchor
Scope
Municipality
Zone median
€485 /m²
This asset
€801 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+63.8%Above anchor
Scope
City
Zone median
€489 /m²
This asset
€801 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€58,500
Transfer tax (ITP) 7% — Andalucía€4,095
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€63,895

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceServihabitat
On Atalaya since13 Jun 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Servihabitat. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing