AtalayaAtalaya

Calle Iturriburu, 8

Lekunberri, Navarra • Other • Ref: #B4A67A5B

€109,000
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Size

189 m²

Price / m²

€576

OccupancyVacant
50
Calle Iturriburu, 8 — Lekunberri
Photo: sareb
1 / 10

AI visual analysis

Automated analysis · physical condition

10 of 10 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Exterior: La fachada presenta ladrillo visto y una puerta sin hoja, indicando una obra en curso.
  • •Interior: Se observan paredes de ladrillo sin revestir y pilares de hormigón, típicos de una construcción en fase inicial.
  • •Instalaciones: Hay tuberías y cableado expuestos, lo que sugiere que las instalaciones están incompletas o en proceso de instalación.
  • •Suelos: Los suelos son de hormigón o tierra, con escombros y polvo, confirmando el estado de obra.

descriptionDescription

Se venden dos locales en bruto, unidos físicamente, tienen una superficie catastral de 235m2, en dos niveles, para que puedas distribuir tú negocio según tus necesidades. El régimen fiscal en la transmisión es por renuncia a la exención por inversión de sujeto pasivo. Si estás interesado en visitarlo, no dudes en contactar con Aliseda

Characteristics

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
310000000002323070TT

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 537 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

50/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 189.00m² en Lekunberri a 576€/m² (mediana zona 1932€/m², delta -70.2%). Requiere Reforma Integral. Posesión libre. Zona muy_baja, stock estancado (536 días).

trending_upStrengths

  • +Descuento del -70.2% frente a la mediana zonal (1932€/m²)
  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • −536 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lekunberri, Navarra

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-70.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,932 /m²
This asset
€576 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+31.2%Above anchor
Scope
Province (MITMA)
Zone median
€439 /m²
This asset
€576 /m²
Samples
93
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€109,000
Transfer tax (ITP) 6% — Navarra€6,540
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€382
Estimated total investment€116,922

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMar 2025 (537 days)
On Atalaya since29 Jul 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing