AtalayaAtalaya

Calle Calaf

Santa Coloma de Gramenet, Barcelona • Apartment • Ref: #B44B2701

€160,000
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Size

60 m²

Price / m²

€2,675

Rooms

2

OccupancyVacant
59
Calle Calaf — Santa Coloma de Gramenet
Photo: Solvia
1 / 14

AI visual analysis

Automated analysis · physical condition

14 of 14 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Salon: El suelo laminado presenta desgaste y algunas manchas, y las paredes necesitan una nueva capa de pintura.
  • •Cocina: Los muebles de cocina son funcionales pero se ven anticuados, y los azulejos muestran signos de uso.
  • •Dormitorio: Las paredes tienen manchas y el suelo laminado está desgastado, lo que indica la necesidad de una renovación estética.

descriptionDescription

Piso de 60 m² de 2 dormitorios ubicado en la localidad de Santa Coloma de Gramenet, provincia de Barcelona. Construido en 1950, este piso dispone de una superficie de 60 m² construidos, siendo la útil de 56 m² aproximadamente y se distribuye en salón-comedor, 2 dormitorios, cocina amueblada y equipada con horno, vitrocerámica y campana extractora y 1 baño dotado de plato de ducha. Buenas comunicaciones en todos los aspectos, a pocos metros de varias paradas de autobús, con las líneas B15, B18, B80, M30 y N6, a 10 km del puerto de la ciudad, con la estación de metro Santa Coloma próxima y por carretera, con los accesos BV-5001, B-20 y B-10 entre otros. Además, y al ser una zona con todos los equipamientos, centro de salud, farmacias, supermercados, restaurantes, gasolinera, la playa a 12 minutos, etc, esta vivienda se presenta en el mercado como una oportunidad residencial en una buena zona. Con nuestros servicios podrá encontrar la vivienda que necesita. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1950

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 59.81 m² but the cadastre records 71 m² (+19%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
4289203DF3848G0003IX
Cadastral area
71 m²
Year built
1950
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 300 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

59/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
14/15

Vivienda de 59.81m² en Santa Coloma de Gramenet a 2675€/m² (mediana zona 2652€/m², delta +0.9%). Estado Mejorable. Posesión libre. Zona media, 297 días en mercado.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Santa Coloma de Gramenet, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+0.9%In line
Scope
Municipality
Zone median
€2,652 /m²
This asset
€2,675 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+62.4%Above anchor
Scope
Postal code
Zone median
€1,647 /m²
This asset
€2,675 /m²
Samples
54
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€160,000
Transfer tax (ITP) 10% — Cataluña€16,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€560
Estimated total investment€177,560
Estimated refurbishment (state: mejorable)€24,000 – €42,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
24 Jun 2026
€185,000arrow_forward€160,000-13.51%

Listing intel

SourceSolvia
On the market sinceNov 2025 (300 days)
On Atalaya since12 May 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing