AtalayaAtalaya

Calle Girona

Terrassa, Barcelona • Duplex • Ref: #B2E44F06

€220,000
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Size

55 m²

Price / m²

€3,966

Rooms

2

OccupancyOccupied · legal tenantDeduced by AI
56
Calle Girona — Terrassa
Photo: Solvia
1 / 17

AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Pristine

Photo quality

Good

Model observations

  • •Salon: El salón presenta suelos de madera laminada en excelente estado y paredes recién pintadas de blanco.
  • •Dormitorio: Los dormitorios tienen suelos de madera laminada y paredes blancas, con puertas de madera en buen estado.
  • •Pasillo: El pasillo y las escaleras están en muy buen estado, con barandillas modernas y suelos limpios.
  • •Exterior: Las ventanas y puertas de balcón son modernas y están en perfecto estado, con persianas y rejas.

descriptionDescription

Dúplex de 55 m² de 2 dormitorios situado en la localidad de Terrassa, provincia de Barcelona. La vivienda está bien comunicada en todos los aspectos, a 10 minutos de la estación de tren Terrassa Nacions Unides, con paradas de autobús con las líneas M8A y 7 y por carretera, a través de los accesos viarios B-40 y B-122. La zona dispone de equipamiento variado, centro de salud, centro comercial, polideportivo, supermercados, restaurantes, farmacia, gasolinera, etc. Construido en 2008 este dúplex tiene una superficie de 55 m² y se distribuye en salón-comedor con cocina abierta, amueblada con armarios altos y bajos y equipada con horno, vitrocerámica y campana extractora, 2 dormitorios, 2 baños y terraza.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2008

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 55.47 m² but the cadastre records 79 m² (+42%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
8637756DG1083D0025FI
Cadastral area
79 m²
Year built
2008
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 263 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

56/100

Confidence: High

Score breakdown

Zone delta
0/30
Possession
12/20
Physical state
25/25
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 55.47m² en Terrassa a 3966€/m² (mediana zona 2496€/m², delta +58.9%). Estado Impecable. Posesión con inquilino legal. Zona alta, 262 días en mercado.

trending_upStrengths

  • +Estado impecable: entrar a vivir sin obra

warningRisks

  • −Precio +58.9% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Terrassa, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+58.9%Above anchor
Scope
Municipality
Zone median
€2,496 /m²
This asset
€3,966 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+131.9%Above anchor
Scope
Postal code
Zone median
€1,710 /m²
This asset
€3,966 /m²
Samples
127
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€220,000
Transfer tax (ITP) 10% — Cataluña€22,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€770
Estimated total investment€243,770

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
24 Jun 2026
€206,000arrow_forward€220,000-6.8%

Listing intel

SourceSolvia
On the market sinceDec 2025 (263 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing