AtalayaAtalaya

Calle Sentmenat

Cerdanyola del Vallès, Barcelona • House • Ref: #B23F6F2F

€259,000-51% vs area market
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Size

150 m²

Price / m²

€1,727

Rooms

4

OccupancyOccupied · no titleDeduced by AI
60
Calle Sentmenat — Cerdanyola del Vallès
Photo: Solvia
1 / 26

AI visual analysis

Automated analysis · physical condition

26 of 26 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La pintura exterior está desgastada y sucia, con manchas y desconchones.
  • •Exterior: La vegetación está descuidada y crece cerca de la estructura, indicando falta de mantenimiento.
  • •Exterior: Las vallas y puertas metálicas presentan óxido y suciedad, lo que sugiere un estado de abandono.

descriptionDescription

Chalet aislado de 150 m² ubicado en Cerdanyola del Vallès, Barcelona. Se trata de un chalet aislado de dos plantas y con una superficie de 150 m² distribuidos en salón-comedor, cocina, 4 dormitorios, 1 baño, terraza, garaje y trastero. El chalet se sitúa en el núcleo urbano de Cerdanyola del Vallès, teniendo buenos accesos por la carretera C-58 y AP-7. Además, cuenta con comunicaciones públicas mediante autobuses locales que conectan con diferentes puntos de la ciudad y municipios aledaños. En Cerdanyola del Vallès podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos y oficinas bancarias. Cerca se sitúan el conocido Parc del Turonet, ideal para pasear y disfrutar de la naturaleza, y el Hospital Universitari Vall d´Hebron, facilitando el acceso a servicios sanitarios. También destaca su proximidad al centro comercial El Corte Inglés Diagonal, para disfrutar de las compras y el ocio. Con nuestros servicios podrá encontrar el chalet aislado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

No

Year built

1967

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

F

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
7622601DF2972D0001LA
Cadastral area
150 m²
Year built
1967
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 150.00m² en Cerdanyola del Vallès a 1727€/m² (mediana zona 3543€/m², delta -51.3%). Estado Mejorable. Posesión con ocupación irregular. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -51.3% frente a la mediana zonal (3543€/m²)

warningRisks

  • −IA detectó: ocupado por persona sin justo título
  • −917 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cerdanyola del Vallès, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-51.3%Strong opportunity
Scope
Municipality
Zone median
€3,543 /m²
This asset
€1,727 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-11.5%Good price
Scope
Postal code
Zone median
€1,951 /m²
This asset
€1,727 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€259,000
Transfer tax (ITP) 10% — Cataluña€25,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€907
Estimated total investment€286,807
Estimated refurbishment (state: mejorable)€60,000 – €105,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
25 Jul 2026
€280,000arrow_forward€259,000-7.5%

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since15 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing