AtalayaAtalaya

Carretera Vella

Montcada i Reixac, Barcelona • Apartment • Ref: #B1F29DD3

€197,800-31% vs area market
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Size

92 m²

Price / m²

€2,150

Rooms

3

OccupancyVacant
76
Carretera Vella — Montcada i Reixac
Photo: Solvia
1 / 20

AI visual analysis

Automated analysis · physical condition

20 of 20 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: El edificio se ve moderno y en buen estado general.
  • •Cocina: La cocina está equipada con electrodomésticos y armarios, aunque el diseño puede ser algo anticuado.
  • •Salon: El salón tiene suelos de madera y paredes pintadas, algunas con colores vivos, y se ve habitable.
  • •Dormitorio: Un dormitorio muestra paredes con rayas decorativas y un radiador, indicando un estado funcional.

descriptionDescription

Pisos ubicados en Montcada i Reixac, Barcelona. Se trata de piso de 95 m² aproximadamente distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. El piso se sitúa en el núcleo urbano de Montcada i Reixac, con buenos accesos por la autopista C-33 y la carretera N-150. Dispone de estación de tren de cercanías y varias líneas de autobús que conectan con Barcelona y otras localidades cercanas. En la zona se pueden encontrar supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias y otros negocios comerciales. Próximo al centro de salud Montcada y al centro comercial La Maquinista. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2007

Heating

Yes

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
2129201DF3922G0005JA
Cadastral area
96 m²
Year built
2007
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

76/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 92.00m² en Montcada i Reixac a 2150€/m² (mediana zona 3114€/m², delta -31.0%). Buen Estado. Posesión libre. Zona baja, inventario reciente (31 días).

trending_upStrengths

  • +Descuento del -31.0% frente a la mediana zonal (3114€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Montcada i Reixac, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-31.0%Strong opportunity
Scope
Municipality
Zone median
€3,114 /m²
This asset
€2,150 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+42.2%Above anchor
Scope
Postal code
Zone median
€1,512 /m²
This asset
€2,150 /m²
Samples
37
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€197,800
Transfer tax (ITP) 10% — Cataluña€19,780
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€692
Estimated total investment€219,272

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2026 (33 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing