AtalayaAtalaya

Calle La Fuente

Ciruelos, Toledo • House • Ref: #B12011D2

€139,000-11% vs area market
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Size

136 m²

Price / m²

€1,018

Rooms

3

OccupancyVacant
60
Calle La Fuente — Ciruelos
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: La fachada de ladrillo visto se encuentra en buen estado, sin signos de deterioro aparente.
  • •Garaje: La puerta del garaje es moderna y está en buen estado.
  • •Exterior: Las ventanas tienen persianas y rejas, y la entrada principal está protegida por una verja.

descriptionDescription

Casa de 136 m² ubicada en Ciruelos, Toledo. Se trata de una casa de 136 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. El activo se sitúa en el núcleo urbano de la localidad, con acceso por la carretera CM-4001 y conexiones próximas con la autovía A-4. Dispone de comunicaciones mediante líneas de autobús interurbano. En la zona se encuentran supermercados, establecimientos de restauración, centros educativos, instalaciones deportivas y otros comercios y servicios de proximidad. Con nuestros servicios podrá encontrar la casa que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

1999

Energy rating

D

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
7513723VK4271S0001US
Cadastral area
150 m²
Year built
1999
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

60/100

Confidence: High

Score breakdown

Zone delta
13/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 136.49m² en Ciruelos a 1018€/m² (mediana zona 1139€/m², delta -10.6%). Buen Estado. Posesión libre. Zona muy_baja, 119 días en mercado.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ciruelos, Toledo

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-10.6%Good price
Scope
Province (MITMA)
Zone median
€1,139 /m²
This asset
€1,018 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+38.9%Above anchor
Scope
Province (MITMA)
Zone median
€733 /m²
This asset
€1,018 /m²
Samples
296
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€139,000
Transfer tax (ITP) 9% — Castilla-La Mancha€12,510
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€487
Estimated total investment€152,997

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceMay 2026 (120 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing