AtalayaAtalaya

Avenida Andenes, s/n

Caravaca de la Cruz, Murcia • Apartment • Ref: #B084E768

€35,660
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Size

147 m²

Price / m²

€242

Rooms

4

OccupancyUnconfirmed
38
Avenida Andenes, s/n — Caravaca de la Cruz
Photo: aliseda
1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto general que sugiere una antigüedad considerable, con toldos y aires acondicionados que denotan un uso prolongado.
  • •Exterior: La calle y los vehículos estacionados indican un entorno urbano con actividad comercial en la planta baja del edificio.

descriptionDescription

 Proindiviso al 50%.¡Descubre tu próximo hogar en Caravaca de la Cruz, Murcia! Este amplio piso de segunda mano, con una superficie construida de 108 m², ofrece todo el espacio que necesitas con sus 4 habitaciones y 2 baños completos. Ideal para familias que buscan comodidad y amplitud en su día a día. Situado en la hermosa provincia de Murcia, esta propiedad te permite disfrutar de un entorno privilegiado. Murcia es conocida por su clima cálido, su rica historia y su vibrante cultura. Además, ofrece una excelente calidad de vida gracias a sus infraestructuras modernas y su variada oferta de ocio y gastronomía. Caravaca de la Cruz, el municipio donde se encuentra este piso, es un lugar lleno de encanto y tradición. Famoso por su patrimonio histórico y cultural, es uno de los cinco lugares santos del mundo reconocidos por la Iglesia Católica, lo que lo convierte en un destino de peregrinación. La ciudad combina a la perfección la tranquilidad de un entorno rural con las comodidades de la vida urbana. No pierdas la oportunidad de vivir en un lugar con tanto que ofrecer. Este piso en Caravaca de la Cruz es una excelente opción para quienes buscan espacio, comodidad y un entorno lleno de historia y cultura. ¡Ven a conocerlo y enamórate de tu próximo hogar!

Characteristics

Bathrooms

2

Floor

2

Elevator

No

Terrace

No

Parking

No

Year built

1998

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
9585535WH9198F0008MB
Cadastral area
147 m²
Year built
1998
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 957 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

38/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
14/25
Legal liens
10/15
Zone liquidity
4/15

Vivienda de 147.00m² en Caravaca de la Cruz a 242€/m² (mediana zona 1349€/m², delta -82.1%). Estado Mejorable. Posesión desconocida. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -82.1% frente a la mediana zonal (1349€/m²)

warningRisks

  • −956 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Caravaca de la Cruz, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-82.1%Strong opportunity
Scope
Municipality
Zone median
€1,349 /m²
This asset
€242 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-39.0%Strong opportunity
Scope
City
Zone median
€397 /m²
This asset
€242 /m²
Samples
18
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€35,660
Transfer tax (ITP) 8% — Murcia€2,853
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€39,813
Estimated refurbishment (state: mejorable)€59,000 – €103,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceJan 2024 (957 days)
On Atalaya since28 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing