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AtalayaAtalaya

Calle Rovira Virgili

Blanes, GironaApartmentRef: #B015233A

€106,000-30% vs area market
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Size

47 m²

Price / m²

€2,233

Rooms

1

OccupancyVacant
69
Calle Rovira Virgili — Blanes
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • Cocina: Los muebles de cocina son de un color rojo brillante y parecen funcionales, pero el diseño es algo anticuado.
  • Dormitorio: Las paredes tienen marcas y agujeros, lo que indica la necesidad de pintura.
  • Baño: El baño tiene azulejos y sanitarios que parecen operativos, pero el estilo es antiguo y podría beneficiarse de una actualización.
  • Exterior: La fachada del edificio muestra cierto desgaste y los balcones tienen barandillas que podrían necesitar mantenimiento.

descriptionDescription

Piso de 48 m² ubicado en Blanes, Girona. Se trata de un piso distribuido en salón-comedor, cocina, 1 dormitorio y 1 baño. Se sitúa en el núcleo urbano de la localidad, con acceso por la carretera GI-682 y conexión con la C-32 a través de los accesos próximos al municipio. Dispone de servicio de autobuses urbanos e interurbanos y de estación de tren de Rodalies de Catalunya, con línea R1. En la zona se encuentran supermercados, restauración, centros educativos, instalaciones deportivas, entidades bancarias y comercios. A pocos minutos de la playa de Blanes y del puerto de Blanes. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Year built

1990

Energy rating

G

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 47.47 m² but the cadastre records 58 m² (+22%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1131611DG8113S0016JM
Cadastral area
58 m²
Year built
1990
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 47.47m² en Blanes a 2233€/m² (mediana zona 3209€/m², delta -30.4%). Estado Mejorable. Posesión libre. Zona baja, inventario reciente (32 días).

trending_upStrengths

  • +Descuento del -30.4% frente a la mediana zonal (3209€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Blanes, Girona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-30.4%Strong opportunity
Scope
Municipality
Zone median
€3,209 /m²
This asset
€2,233 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+49.7%Above anchor
Scope
Postal code
Zone median
€1,492 /m²
This asset
€2,233 /m²
Samples
25
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€106,000
Transfer tax (ITP) 10% — Cataluña€10,600
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€371
Estimated total investment€117,971
Estimated refurbishment (state: mejorable)€19,000€33,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2026 (34 days)
On Atalaya since29 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Blanes by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing