AtalayaAtalaya

Piso en Poeta Miguel Hdez

Puerto Lumbreras, Murcia • Apartment • Ref: #AAA02CA0

€140,500-33% vs area market
open_in_newView original listing

Get new bank-owned properties in Puerto Lumbreras under your budget by email. Free.

Size

120 m²

Price / m²

€1,171

Rooms

3

OccupancyUnconfirmed
58
Piso en Poeta Miguel Hdez — Puerto Lumbreras, Puerto Lumbreras
Photo: Hipoges
1 / 35

AI visual analysis

Automated analysis · physical condition

35 of 35 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR. Disponemos de un piso en edificio residencial que puedes adquirir en propiedad, muy bien distribuido y con distintas dependencias, ofreciendo todo lo que necesitas para una vida cómoda y moderna. Desde el momento en que cruces la puerta de entrada, te sentirás acogido por su ambiente cálido, ubicado en la localidad de Puerto Lumbreras, provincia de Murcia. Este piso es ideal para quienes buscan un hogar confortable en un entorno natural y acogedor. Este espacioso piso cuenta con un luminoso salón-comedor, perfecto para disfrutar de momentos en familia y reuniones con amigos. A poca distancia, encontrarás supermercados, colegios, centros de salud y una variada oferta de tiendas y restaurantes. Además, la excelente conexión con las principales vías de acceso te permitirá llegar rápidamente a otras áreas de interés en Puerto Lumbreras y sus alrededores. Se comercializa junto a plaza de garaje, por lo que tu vehículo estará protegido y olvidarás las interminables búsquedas de aparcamiento. Puerto Lumbreras está situada en la parte suroccidental de la Región de Murcia, en el valle del Guadalentín, entre Lorca y Huércal-Overa (Almería), integrado en la comarca de Alto Guadalentín. Su término municipal se divide en tres diputaciones: El Esparragal, Cabezo de la Jara y Puerto Adentro. Cuenta con una población total de 14 339, de los cuales 11 120 viven en el casco urbano. El resto se reparten en diputaciones, siendo la del Esparragal la más poblada de las tres (INE 2011). Se sitúa a 87 kilómetros de la capital murciana. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Floor

2

Elevator

Yes

Terrace

No

Parking

No

Year built

2007

Pool

No

Air conditioning

Yes

Heating

No

Storage room

No

Garden

No

Energy rating

D

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
4875701XG0547F

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

58/100

Confidence: Medium

Score breakdown

Zone delta
19/30
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
3/15

Vivienda de 120.00m² en Puerto Lumbreras a 1171€/m² (mediana zona 1747€/m², delta -33.0%). Buen Estado. Posesión desconocida. Zona baja, inventario reciente (89 días).

trending_upStrengths

  • +Descuento del -33.0% frente a la mediana zonal (1747€/m²)
  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Puerto Lumbreras, Puerto Lumbreras, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-33.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,747 /m²
This asset
€1,171 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+68.7%Above anchor
Scope
Province (MITMA)
Zone median
€694 /m²
This asset
€1,171 /m²
Samples
1157
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€140,500
Transfer tax (ITP) 8% — Murcia€11,240
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€492
Estimated total investment€153,232

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
12 Jun 2026
€147,700arrow_forward€140,500-4.87%

Listing intel

SourceHipoges
On Atalaya since3 Jun 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Puerto Lumbreras by AI score

Flat For Sale In C Lorca 17 Puerto Lumbreras Murcia
51

Flat For Sale In C Lorca 17 Puerto Lumbreras Murcia

€89,000

€1,254/m² · 71 m²

View analysisarrow_forward
apartment
50

Avenida De Almeria,, 30

€100,860

View analysisarrow_forward
Piso Puerto Lumbreras
44

Piso Puerto Lumbreras

€0

View analysisarrow_forward
apartment
27

Calle Antonio Martínez Garro,, 1

€156,611

View analysisarrow_forward
apartment
27

Calle Antonio Martínez Garro,, 1

€156,611

View analysisarrow_forward

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing