Calle Cardón, s/n

San Miguel de Abona, Santa Cruz de Tenerife • Apartment • Ref: #A7EB239F

€474,713

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Size

92 m²

Price / m²

€5,159

Rooms

OccupancyVacant

Photo: aliseda

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AI visual analysis

Automated analysis · physical condition

27 of 27 photos analyzed

Physical condition

Pristine

Photo quality

Good

Model observations

•El exterior y las zonas comunes, incluyendo la piscina, se ven en perfecto estado, con mobiliario moderno y cuidado.
•El salón y el comedor presentan un diseño contemporáneo, con mobiliario nuevo y acabados de alta calidad.
•La cocina integrada en el salón-comedor es moderna y funcional, con electrodomésticos actuales.
•El dormitorio principal cuenta con grandes ventanales y una decoración minimalista y actual.

descriptionDescription

Gran oferta de Piso en SAN MIGUEL DE ABONA. Situado en CALLE Cardón, dispone de una superficie de 9219 m2 , 2 habitaciones.

Characteristics

Bathrooms

Elevator

Yes

Terrace

Parking

Year built

1988

Pool

Yes

Air conditioning

Heating

Storage room

Garden

Yes

Energy rating

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 92 m² but the cadastre records 105424 m² (+114491%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.

1216516CS4011N

Cadastral area

105424 m²

Year built

1988

Cadastral use

Sports

routeHow to buy this asset from the bank

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1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 307 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

61/100

Confidence: High

Score breakdown

Zone delta: 0/30
Possession: 20/20
Physical state: 25/25
Legal liens: 10/15
Zone liquidity: 9/15

Vivienda de 92.00m² en San Miguel de Abona a 5159€/m² (mediana zona 3097€/m², delta +66.6%). Estado Impecable. Posesión libre. Zona baja, 306 días en mercado.

trending_upStrengths

+Estado impecable: entrar a vivir sin obra
+Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

−Precio +66.6% por encima de mediana zonal

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

San Miguel de Abona, Santa Cruz de Tenerife

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+66.6%Above anchor

Scope: Municipality
Zone median: €3,097 /m²
This asset: €5,159 /m²
Period: mayo 2026
Source: Idealista

account_balancevs other bank assets

+20.8%Above anchor

Scope: Postal code
Zone median: €4,272 /m²
This asset: €5,159 /m²
Samples: 30
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€474,713

Transfer tax (ITP) 6.5% — Canarias€30,856

Notary (est.)€712

Land Registry (est.)€475

Admin agency (est.)€1,661

Estimated total investment€508,417

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda

On the market sinceOct 2025 (307 days)

On Atalaya since31 Aug 2026

€239,508

€4,276/m² · 56 m²

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Aggregated data from public sources and servicer aliseda. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing