AtalayaAtalaya

Camino Del Prado

Benalmádena, Málaga • Office • Ref: #A74215C1

€394,000
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Size

169 m²

Price / m²

€2,325

OccupancyVacant
69
Camino Del Prado — Benalmádena
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

12 of 12 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •El exterior del local se encuentra en buen estado, con una fachada limpia y sin daños visibles.
  • •El interior del local presenta un estado general bueno, con suelos y paredes en buen estado.
  • •Las instalaciones de iluminación y techos parecen estar en funcionamiento y bien conservadas.
  • •Se observa una rampa de acceso en el interior, lo que indica una buena accesibilidad.

descriptionDescription

Oficina en venta en el municipio de Benalmádena, provincia de Málaga. Construida en el año 2000, tiene una superficie de 169 m² distribuidos en diversas dependencias, con acceso directo e independiente desde la calle. Se localiza en el núcleo urbano, teniendo buenos accesos por carretera, paradas de autobús a pocos metro y estación de tren a 10 minutos andando. En los alrededores podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, otros negocios comerciales, etc. Con nuestros servicios podrá conocer las posibilidades reales respecto a este local y comenzar su actividad cuanto antes. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
3112401UF6531S0120EO
Cadastral area
175 m²
Year built
2000
Cadastral use
Commercial

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 659 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

69/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Grade
21/25
Legal liens
10/15
Zone liquidity
0/15

Oficina grado unknown, céntrica de 169.45m² en Benalmádena a 2325€/m² (mediana zona 652€/m², delta %). Posesión libre. Zona muy_baja, stock estancado (658 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 307 listings bancarios del mismo national — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −658 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Benalmádena, Málaga

Estimated acquisition costs

Asset price€394,000
Transfer tax (ITP) 7% — Andalucía€27,580
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,379
Estimated total investment€423,959

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceNov 2024 (659 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing