AtalayaAtalaya

Calle Isaac Albeniz

Vila-seca, Tarragona • Apartment • Ref: #A5FF9207

€189,000-20% vs area market
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Size

113 m²

Price / m²

€1,680

Rooms

3

OccupancyVacant
62
Calle Isaac Albeniz — Vila-seca
Photo: Solvia
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La cocina presenta muebles antiguos y un techo con signos de humedad y suciedad.
  • •El salón tiene suelos de baldosas anticuadas y las paredes necesitan pintura.
  • •Los baños, aunque funcionales, muestran azulejos y sanitarios con un diseño anticuado.
  • •La terraza acristalada tiene baldosas y azulejos con un diseño antiguo.

descriptionDescription

Piso de 113 m² ubicado en Vila-seca, Tarragona. Se trata de un piso distribuido en salón-comedor, cocina, 3 dormitorios y 2 baños. Se sitúa en el núcleo urbano de la localidad, con acceso a la A-7, la AP-7 y la T-11. Cuenta con servicios de autobús urbano e interurbano y con estación de tren de Vila-seca, con conexiones de cercanías y regionales. En la zona se encuentran supermercados, restaurantes, centros educativos, instalaciones deportivas, entidades bancarias y comercios. A pocos minutos se localiza PortAventura World. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

1981

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 112.5 m² but the cadastre records 146 m² (+30%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
7089605CF4478G0009AL
Cadastral area
146 m²
Year built
1981
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

62/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
2/15

Vivienda de 112.50m² en Vila-seca a 1680€/m² (mediana zona 2112€/m², delta -20.5%). Estado Mejorable. Posesión libre. Zona muy_baja, inventario reciente (32 días).

trending_upStrengths

  • +Descuento del -20.5% frente a la mediana zonal (2112€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vila-seca, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-20.5%Good price
Scope
Municipality
Zone median
€2,112 /m²
This asset
€1,680 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+23.4%Above anchor
Scope
Postal code
Zone median
€1,361 /m²
This asset
€1,680 /m²
Samples
8
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€189,000
Transfer tax (ITP) 10% — Cataluña€18,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€662
Estimated total investment€209,562
Estimated refurbishment (state: mejorable)€45,000 – €79,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJul 2026 (34 days)
On Atalaya since3 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing