AtalayaAtalaya

Local Comercial en el Montsia

Lleida • Retail • Ref: #A442CB71

€129,000
open_in_newView original listing

Get new bank-owned properties in Lleida under your budget by email. Free.

Size

322 m²

Price / m²

€401

OccupancyUnconfirmed
67
Local Comercial en el Montsia — Lleida
Photo: Hipoges
1 / 13

AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Estupenda oportunidad de adquirir en propiedad este local comercial en planta baja con buena visibilidad. en la localidad de Lleida. Se encuentra en una zona de alto tránsito peatonal y cercano a importantes vías de acceso, lo que garantiza una gran visibilidad y facilidad de acceso para tus clientes. Además, es una ciudad en constante crecimiento, con una comunidad activa y dinámica, lo que te brinda la oportunidad de conectar con un amplio público objetivo. Ofrece un espacio amplio y versátil que se puede adaptarse a una amplia variedad de usos comerciales. Su diseño diáfano y su distribución funcional permiten una fácil personalización según las necesidades específicas de tu negocio, ya sea para una tienda minorista, un restaurante, una oficina o cualquier otro tipo de actividad comercial. Lleida es una localidad en constante crecimiento, con una comunidad activa y dinámica, lo que te brinda la oportunidad de conectar con un amplio público objetivo. Ofrece un espacio amplio y versátil que se puede adaptar a una variedad de usos comerciales. Dispone de una amplia gama de servicios, tiendas, restaurantes y atracciones turísticas en las cercanías. ¡¡¡No dejes pasar esta oportunidad de adquirir el negocio con el que siempre has soñado!!! Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Air conditioning

No

Heating

No

Storage room

No

Energy rating

exempt

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
2313114CG0121C

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

67/100

Confidence: Medium

Score breakdown

Zone delta
13/30
Possession
Not assessable
—
Retail location
20/25
Legal liens
7/15
Zone liquidity
15/15

Local comercial planta calle de 322.00m² en Lleida a 401€/m² (mediana zona 491€/m², delta -18.3%). desconocida. Zona media, inventario reciente (89 días).

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 51 listings bancarios del mismo city — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Lleida, Lleida

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-18.3%Good price
Scope
City
Zone median
€491 /m²
This asset
€401 /m²
Samples
51
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€129,000
Transfer tax (ITP) 10% — Cataluña€12,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€452
Estimated total investment€143,352

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
29 Jul 2026
€153,600arrow_forward€129,000-16.02%

Listing intel

SourceHipoges
On Atalaya since3 Jun 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Lleida by AI score

Cl Valls D-Andorra,, 163
90

Cl Valls D-Andorra,, 163

€295,000

€198/m² · 1490 m²

View analysisarrow_forward
Calle Panera
88

Calle Panera

€64,000

€303/m² · 211 m²

View analysisarrow_forward
Local Comercial en Indivil i Mandoni
87

Local Comercial en Indivil i Mandoni

€32,000

€199/m² · 161 m²

View analysisarrow_forward
Local Comercial en Lluis Millet
87

Local Comercial en Lluis Millet

€10,000

€204/m² · 49 m²

View analysisarrow_forward
Mariola
86

Mariola

€39,000

€306/m² · 127.6 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing