AtalayaAtalaya

Calle Velazquez, s/n

Vélez de Benaudalla, Granada • Building • Ref: #A23433F8

€126,900
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Size

10620 m²

OccupancyVacant
62
Calle Velazquez, s/n — Vélez de Benaudalla
Photo: sareb
1 / 12

AI visual analysis

Automated analysis · physical condition

12 of 12 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

Edificio constituido por 12 viviendas, 14 plazas de aparcamientos y 14 trasteros, distribuidos en planta semisótano, en baja, primera y segunda las 12 viviendas. En planta baja se dispone acceso a las plazas de aparcamiento y trasteros desde la calle Velázquez donde se distribuyen las 14 plazas de aparcamientos y los 14 trasteros, situadas bajo rasante, El acceso a las viviendas es por la misma calle donde se sitúa 4 viviendas en planta. En planta primera y segunda se dispone 4 viviendas por planta. Del total de la construcción únicamente las 12 viviendas son propiedad de SAREB, lo que supone un 73,18% de la promoción. Del total de la obra, en la actualidad se encuentra realizada la estructura, faltan torretas de escalera y ascensor, se ha ejecutado cerramiento exterior de la planta baja según su vista desde el exterior.

Characteristics

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
3969710VF5736H0001GR
Cadastral use
Urbanization works · undeveloped land

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2811 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

62/100

Confidence: High

Score breakdown

Zone delta
Not assessable
—
Possession
20/20
Building use
12/25
Legal liens
10/15
Zone liquidity
0/15

Edificio residential_multi, obra parada, 12 viviendas de 10620.00m² en Vélez de Benaudalla a ?€/m² (mediana zona 181€/m², delta %). Posesión libre. Zona muy_baja, más de 2 años sin vender.

warning

Referencia basada en inventario bancario

Para esta zona no tenemos índice real (Idealista ni MITMA). La mediana usa 25 listings bancarios del mismo province — informa de cómo está precificado el activo dentro del catálogo bancario, no de descuento real vs mercado libre.

trending_upStrengths

  • +Aliseda no marca situación especial: presuponer vivienda libre

warningRisks

  • −2810 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vélez de Benaudalla, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-93.6%Strong opportunity
Scope
Province (MITMA)
Zone median
€187 /m²
This asset
€12 /m²
Samples
23
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€126,900
Transfer tax (ITP) 7% — Andalucía€8,883
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€444
Estimated total investment€137,227

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceDec 2018 (2811 days)
On Atalaya since13 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer sareb. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing