Saltar al contenido
AtalayaAtalaya

Calle Valletas

Amposta, TarragonaApartmentRef: #A0499CDA

€81,000-40% vs area market
open_in_newView original listing

Get new bank-owned properties in Amposta under your budget by email. Free.

Size

110 m²

Price / m²

€739

Rooms

3

OccupancyVacant
76
Calle Valletas — Amposta
Photo: Solvia
1 / 26

AI visual analysis

Automated analysis · physical condition

26 of 26 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Piso de 110 m², de 4 dormitorios y 2 baños, en venta en la localidad de Amposta, Tarragona. La vivienda se sitúa en el núcleo urbano de la población, siendo su principal vía de comunicación la carretera N-340. En los alrededores podemos encontrar servicios como supermercados, restaurantes, instalaciones deportivas, centros educativos, oficinas bancarias, otros negocios comerciales, etc. Cerca del parque de Xiribecs. Se trata de un piso de 110 m² distribuidos en salón-comedor, cocina amueblada, 3 dormitorios y 2 baños. Cuenta con armarios empotrados. El edificio dispone de ascensor. Por todo ello, la convierten en una propuesta inteligente y una estupenda opción para construir un hogar y entrar a vivir de inmediato. Con los servicios de Solvia podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] Inscripción en el Registro de la Propiedad en trámite. La anterior situación del activo puede suponer dificultad/imposibilidad en la obtención de financiación hipotecaria por el comprador. Consultar su situación actual, así como, las condiciones de su transmisión. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

2

Elevator

Yes

Year built

2003

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 109.68 m² but the cadastre records 124 m² (+13%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
5590405BF9059B0016MF
Cadastral area
124 m²
Year built
1999
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 1607 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

76/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
5/15

Vivienda de 109.68m² en Amposta a 739€/m² (mediana zona 1242€/m², delta -40.5%). Buen Estado. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -40.5% frente a la mediana zonal (1242€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 1605 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Amposta, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-40.5%Strong opportunity
Scope
Municipality
Zone median
€1,242 /m²
This asset
€739 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+0.1%In line
Scope
Postal code
Zone median
€738 /m²
This asset
€739 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€81,000
Transfer tax (ITP) 10% — Cataluña€8,100
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€90,400

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2022 (1607 days)
On Atalaya since11 May 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Amposta by AI score

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing