AtalayaAtalaya

Urbanización La Fortaleza Vm6

Vélez-málaga, Málaga • Land • Ref: #9FDFD654

€890,200
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Size

35491 m²

Price / m²

€25

OccupancyVacant
79
Urbanización La Fortaleza Vm6 — Vélez-málaga
Photo: Solvia
1 / 5

AI visual analysis

Automated analysis · physical condition

5 of 5 photos analyzed

Physical condition

sin_aplicar_no_residencial

Photo quality

unknown

descriptionDescription

Lote de suelo urbanizable a la venta situadas en Vélez-Málaga. El lote está formado por 4 parcelas que pertenecen al sector SUO.V-6. Este sector tiene una superficie de 126.200 m² y se dispone de tiene un porcentaje de propiedad del 65.96% en dicho ámbito en gestión. Tiene una edificabilidad de 37.462 m²t de uso residencial, de los cuales 5.190 m² son de uso residencial unifamiliar adosado y 32.271 m² para residencial tipo ciudad jardín. Se ubican en un entorno de viviendas unifamiliares al norte de la localidad, próximo al colegio Público la Gloria. Cuenta con buenos accesos por carretera, ya que la A-7, A-356 y N-340 se alcanzan en unos minutos en coche. A unos minutos andando hay también una parada de autobús. Gracias a que los suelos se encuentran junto al casco urbano, es muy sencillo disfrutar de todos los servicios que se ofrecen. La playa se puede alcanzar en menos de 15 minutos. Con los servicios de Solvia podrá conocer las posibilidades reales de este solar y valorar sus posibilidades de inversión. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
2320901VF0722S0001EE

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 3994 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

79/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Zoning
15/25
Legal liens
10/15
Zone liquidity
6/15

Suelo urbanizable (uso residencial) de 35491.27m² en Vélez-málaga a 25€/m² (mediana zona 54€/m², delta -53.3%). Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -53.3% frente a la mediana zonal (54€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −3992 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vélez-málaga, Málaga

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

vs free market

No reference available for this area and asset type.

account_balancevs other bank assets

-49.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€49 /m²
This asset
€25 /m²
Samples
83
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€890,200
Transfer tax (ITP) 7% — Andalucía€62,314
Notary (est.)€1,335
Land Registry (est.)€890
Admin agency (est.)€3,116
Estimated total investment€957,855

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceSept 2015 (3994 days)
On Atalaya since24 Aug 2026
Last updated30 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing