AtalayaAtalaya

Calle Concepción Arenal

Miranda de Ebro, Burgos • Apartment • Ref: #9FA2C6D5

€89,000-21% vs area market
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Size

76 m²

Price / m²

€1,171

Rooms

4

OccupancyVacant
66
Calle Concepción Arenal — Miranda de Ebro
Photo: Solvia
1 / 7

AI visual analysis

Automated analysis · physical condition

7 of 7 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •La cocina presenta muebles y electrodomésticos antiguos, aunque funcionales.
  • •Los dormitorios tienen paredes con colores vivos y suelos de parquet que muestran desgaste.
  • •El baño tiene azulejos y sanitarios de un estilo antiguo, pero se ve limpio y operativo.
  • •La fachada del edificio muestra signos de desgaste y grafitis en la parte inferior.

descriptionDescription

Piso de 76 m² ubicado en Miranda de Ebro, Burgos. Se trata de un piso de 76 m² distribuidos en salón-comedor, cocina, 4 dormitorios y 2 baños. El piso se encuentra en el núcleo urbano de Miranda de Ebro, con acceso próximo por la N-1 y N-232, y buenas conexiones mediante estación de tren, diversas líneas de autobús urbano y servicios de autobús interurbano. En la zona están disponibles supermercados, restaurantes, centros educativos, oficinas bancarias, instalaciones deportivas y otros negocios comerciales. Cerca del hospital Santiago Apóstol, el centro de salud Miranda Oeste y el centro comercial E.Leclerc. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente

Characteristics

Bathrooms

2

Elevator

No

Year built

1973

Pool

No

Air conditioning

No

Heating

No

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
4864008WN0246S0008XP
Cadastral area
83 m²
Year built
1964
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

66/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
6/15

Vivienda de 76.00m² en Miranda de Ebro a 1171€/m² (mediana zona 1487€/m², delta -21.3%). Estado Mejorable. Posesión libre. Zona baja, inventario reciente (56 días).

trending_upStrengths

  • +Descuento del -21.3% frente a la mediana zonal (1487€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Miranda de Ebro, Burgos

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-21.3%Good price
Scope
Municipality
Zone median
€1,487 /m²
This asset
€1,171 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+179.5%Above anchor
Scope
Postal code
Zone median
€419 /m²
This asset
€1,171 /m²
Samples
6
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€89,000
Transfer tax (ITP) 8% — Castilla y León€7,120
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€312
Estimated total investment€97,432
Estimated refurbishment (state: mejorable)€30,500 – €53,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJun 2026 (63 days)
On Atalaya since20 Jul 2026
Last updated25 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing