AtalayaAtalaya

Calle Álamo

Bailén, Jaén • House • Ref: #9D15FE78

€94,000
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Size

180 m²

Price / m²

€522

Rooms

4

OccupancyVacant
51
Calle Álamo — Bailén
Photo: Solvia
1 / 17

AI visual analysis

Automated analysis · physical condition

17 of 17 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Las paredes interiores presentan manchas de humedad y pintura desconchada, lo que indica la necesidad de repintado.
  • •Los suelos de baldosas están en buen estado general, pero la decoración es anticuada.
  • •La fachada exterior muestra signos de desgaste y suciedad, pero la estructura parece sólida.

descriptionDescription

Casa adosada de 180 m² ubicada en Bailén, Jaén. Se trata de una casa adosada de 180 m² distribuidos en salón-comedor, cocina, 4 dormitorios y 2 baños. La vivienda se sitúa en el núcleo urbano de Bailén, contando con buenos accesos por la A-4 y la A-44. Dispone de comunicaciones mediante autobuses interurbanos y estación de tren en la propia localidad. En el entorno se pueden encontrar supermercados, centros educativos, instalaciones deportivas, oficinas bancarias, restaurantes y otros negocios comerciales. Asimismo, cuenta con centro de salud en el barrio y se encuentra a pocos minutos de las principales dotaciones municipales. Con nuestros servicios podrá encontrar la casa adosada que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Year built

1900

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

Cadastral ref.
2371204VH3127S0001ZO
Cadastral area
180 m²
Year built
1900
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 215 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: High

Score breakdown

Zone delta
1/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 180.00m² en Bailén a 522€/m² (mediana zona 485€/m², delta +7.6%). Estado Mejorable. Posesión libre. Zona muy_baja, 213 días en mercado.

trending_upStrengths

  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Bailén, Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+7.6%Above anchor
Scope
Municipality
Zone median
€485 /m²
This asset
€522 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+7.6%Above anchor
Scope
Postal code
Zone median
€485 /m²
This asset
€522 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€94,000
Transfer tax (ITP) 7% — Andalucía€6,580
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€329
Estimated total investment€101,909
Estimated refurbishment (state: mejorable)€72,000 – €126,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2026 (215 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing