AtalayaAtalaya

Calle Ntra. Sra del Roser, s/n

Vilanova del Camí, Barcelona • Apartment • Ref: #9CBEEA9A

€97,000-28% vs area market
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Size

79 m²

Price / m²

€1,227

Rooms

4

OccupancyOccupied · old rent
61
Calle Ntra. Sra del Roser, s/n — Vilanova del Camí
Photo: holapisos
1 / 3

AI visual analysis

Automated analysis · physical condition

3 of 3 photos analyzed

Physical condition

Good

Photo quality

Good

Model observations

  • •Fachada: El edificio presenta un aspecto cuidado, con persianas de garaje en buen estado y un balcón con ropa tendida, indicando uso.
  • •Exterior: La calle parece limpia y en buen estado, sin signos de deterioro en la acera o la calzada.
  • •Pasillo: El portal de entrada y la escalera están limpios y bien mantenidos, con suelos de mármol y paredes pintadas.

descriptionDescription

Piso en Vilanova del Camí, Barcelona, ideal para familias. La vivienda cuenta con una superficie de 79 m² construidos distribuidos en cuatro habitaciones, salón-comedor, cocina y un aseo. En sus alrededores encontramos el centro sanitario CAP Vilanova del Camí, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos y la estación de tren Vilanova del Camí. El inmueble está situado a 44 minutos en coche del centro de Vilanova del Camí­. Cuenta con fácil acceso a C-244.

Characteristics

Bathrooms

1

Floor

3

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 467 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

61/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
6/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
9/15

Vivienda de 79.00m² en Vilanova del Camí a 1227€/m² (mediana zona 1702€/m², delta -27.9%). Buen Estado. Posesión con inquilino de renta antigua. Zona muy_baja, stock estancado (466 días).

trending_upStrengths

  • +Descuento del -27.9% frente a la mediana zonal (1702€/m²)
  • +Estado habitable sin reforma inmediata

warningRisks

  • −Aliseda indica alquiler social obligatorio (renta protegida por ley)
  • −466 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Vilanova del Camí, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-27.9%Strong opportunity
Scope
Municipality
Zone median
€1,702 /m²
This asset
€1,227 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+9.3%Above anchor
Scope
City
Zone median
€1,123 /m²
This asset
€1,227 /m²
Samples
11
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€97,000
Transfer tax (ITP) 10% — Cataluña€9,700
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€340
Estimated total investment€108,040

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMay 2025 (467 days)
On Atalaya since21 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing