AtalayaAtalaya

Calle Santa Barbara

Órgiva, Granada • Apartment • Ref: #99AB2480

€61,000-61% vs area market
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Size

87 m²

Price / m²

€702

Rooms

3

OccupancyOccupied · type to verify
55
Calle Santa Barbara — Órgiva
Photo: Solvia
1 / 10

AI visual analysis

Automated analysis · physical condition

10 of 10 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Cocina: La cocina está destripada, sin electrodomésticos y con azulejos antiguos.
  • •Dormitorio: Las paredes del dormitorio necesitan pintura y hay un armario empotrado sin puertas.
  • •Salon: El salón tiene las paredes con marcas y la puerta está suelta.
  • •Fachada: La fachada del edificio parece estar en buen estado general.

descriptionDescription

Piso de 87 m² ubicado en Órgiva, Granada. Se trata de un piso de 87 m² distribuidos en salón-comedor, cocina, 3 dormitorios y 2 baños. El activo se sitúa en el núcleo urbano de Órgiva, con accesos mediante la A-348, que conecta con la A-44. Dispone de comunicaciones por autobús interurbano que enlazan con otras localidades de la comarca y con Granada. En el entorno se localizan supermercados, restaurantes, centros educativos, instalaciones deportivas, oficinas bancarias y otros comercios de proximidad. A pocos minutos se encuentran el Centro de Salud de Órgiva y equipamientos municipales del propio municipio. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente. [Aviso legal] El inmueble se encuentra gravado con una o varias cargas, la/s cual/es se encuentra/n pendiente/s de su cancelación. Se debe consultar su situación actual, así como sus posibles limitaciones y la asunción de su cancelación. Se recomienda que el comprador obtenga asesoramiento profesional y legal antes de adoptar la decisión de compra.

Characteristics

Bathrooms

2

Year built

1979

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
2439801VF6823G0002ER
Cadastral area
96 m²
Year built
1979
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 215 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

55/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
10/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
1/15

Vivienda de 86.85m² en Órgiva a 702€/m² (mediana zona 1788€/m², delta -60.7%). Requiere Reforma Integral. Posesión con ocupación a verificar. Zona muy_baja, 213 días en mercado.

trending_upStrengths

  • +Descuento del -60.7% frente a la mediana zonal (1788€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Órgiva, Granada

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-60.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,788 /m²
This asset
€702 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+10.0%Above anchor
Scope
Province (MITMA)
Zone median
€638 /m²
This asset
€702 /m²
Samples
336
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€61,000
Transfer tax (ITP) 7% — Andalucía€4,270
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€66,570

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2026 (215 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing