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Calle San Miguel

Fresno de la Fuente, SegoviaHouseRef: #997434B6

€200,000-59% vs area market
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Size

313 m²

Price / m²

€638

Rooms

8

OccupancyVacant
75
Calle San Miguel — Fresno de la Fuente
Photo: Solvia
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AI visual analysis

Automated analysis · physical condition

19 of 19 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Conjunto de viviendas adosadas y local situados en la localidad de Fresno de la Fuente, provincia de Segovia. Ideal para complejo rural. Cuentan con unas superficies de 253 m² y 313 m² distribuidos en 4 y 8 dormitorios y 2 y 4 baños. Los dos inmuebles se distribuyen en salón-comedor, cocina, y cuentan con patios anejos inseparables. Situadas en urbanización privada cuentan con servicios básicos necesarios cerca como restaurantes, etc. Cuentan con buenas comunicaciones tanto públicas con una parada de autobús a menos de 5 minutos a pie, como privadas ya que se encuentran ubicadas en las cercanías de la carretera SG-V-9111 que conecta con la E-5, por la que podrá desplazarse con facilidad y acceder a poblaciones cercanas como Boceguillas. El local tiene una superficie de 292 m² y dispone de 3 aseos. Está situado en la planta semisótano de un edificio en una urbanización privada. Dispone como anejo inseparable un patio de 141 m². Con los servicios de Solvia podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

4

Year built

2013

Energy rating

E

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 313.28 m² but the cadastre records 260 m² (-17%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6326811VL4862N0002UJ
Cadastral area
260 m²
Year built
2005
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2860 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

75/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
Not assessable
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 313.28m² en Fresno de la Fuente a 638€/m² (mediana zona 1558€/m², delta -59.1%). Estado Pendiente De Análisis Visual. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -59.1% frente a la mediana zonal (1558€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 2858 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Fresno de la Fuente, Segovia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-59.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,558 /m²
This asset
€638 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

vs other bank assets

No reference available for this area and asset type.

Estimated acquisition costs

Asset price€200,000
Transfer tax (ITP) 8% — Castilla y León€16,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€700
Estimated total investment€217,700

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceNov 2018 (2860 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing