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AtalayaAtalaya

Calle Nuria

Premià de Mar, BarcelonaApartmentRef: #980A9F8B

€108,000-52% vs area market
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Size

73 m²

Price / m²

€1,479

Rooms

1

OccupancyVacant
84
Calle Nuria — Premià de Mar
Photo: Solvia
1 / 22

AI visual analysis

Automated analysis · physical condition

22 of 22 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Piso de 73 m² ubicado en Premià de Mar, Barcelona Se trata de un piso de 73 m² distribuidos en varias estancias aptas para la vida diaria. El piso se sitúa en el núcleo urbano de Premià de Mar, una localidad costera reconocida por su ambiente residencial y su proximidad al mar, lo que ofrece un entorno tranquilo y bien conectado. La ubicación presenta excelentes accesos a través de la carretera N-II, que conecta rápidamente con las principales localidades del Maresme y el área metropolitana de Barcelona, así como la cercana autopista C-32. Además, la localidad dispone de estación de tren (línea R1 de Cercanías Renfe), que permite desplazamientos cómodos y frecuentes hacia Barcelona y otras localidades de la costa. En el entorno también existe servicio de autobuses interurbanos que enlazan con municipios vecinos y puntos de interés de la zona. En la zona se pueden encontrar diversos servicios esenciales para el día a día, tales como supermercados, restaurantes, instalaciones deportivas, centros educativos y oficinas bancarias. Premià de Mar cuenta con el centro de atención primaria, farmacias, así como pequeñas clínicas privadas que complementan la oferta sanitaria local. El puerto deportivo Port de Premià se sitúa cerca, convirtiéndose en un importante atractivo para actividades náuticas y de ocio junto al litoral. La playa de Premià de Mar, accesible a pie desde el núcleo urbano, ofrece la posibilidad de disfrutar de la costa en cualquier época del año, mientras que los parques y zonas verdes contribuyen a la calidad de vida de la localidad. Con nuestros servicios podrá encontrar el piso que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

1

Elevator

Yes

Year built

1968

Pool

No

Air conditioning

No

Heating

No

Garden

Yes

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 73 m² but the cadastre records 65 m² (-11%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
6242605DF4964S0056ML
Cadastral area
65 m²
Year built
1968
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 919 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

84/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
Not assessable
Legal liens
10/15
Zone liquidity
7/15

Vivienda de 73.00m² en Premià de Mar a 1479€/m² (mediana zona 3088€/m², delta -52.1%). Estado Pendiente De Análisis Visual. Posesión libre. Zona muy_baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -52.1% frente a la mediana zonal (3088€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 916 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Premià de Mar, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-52.1%Strong opportunity
Scope
Municipality
Zone median
€3,088 /m²
This asset
€1,479 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-12.2%Good price
Scope
City
Zone median
€1,685 /m²
This asset
€1,479 /m²
Samples
13
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€108,000
Transfer tax (ITP) 10% — Cataluña€10,800
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€378
Estimated total investment€120,178

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceFeb 2024 (919 days)
On Atalaya since11 May 2026
Last updated29 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing