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Cl la Pena Nº, 8

Flix, TarragonaHouseRef: #97AECBC8

€8,575
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Size

77 m²

Price / m²

€111

Rooms

2

OccupancyVacant
51
Cl la Pena Nº, 8 — Flix
Photo: Solvia
1 / 6

AI visual analysis

Automated analysis · physical condition

6 of 6 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

Casa de pueblo para rehabilitar su interior en su totalidad. Se trata de una vivienda unifamiliar adosada que consta de tres plantas sobre rasante, compuesta por dos dormitorios y un cuartos de baño, con una superficie construida de 57 m2 y una superficie útil de vivienda de 47.5 m2.. Se encuentra situado en el municipio de Flix, en la provincia de Tarragona. La vivienda está compuesta de dos plantas. La planta baja dispone de un espacio diáfano para el trastero, salón-comedor, cocina, un cuarto de baño, la planta primera se distribuyen los dos dormitorios. La planta bajo cubierta es un espacio totalmente diáfano sin distribución que funciona como buhardilla La vivienda dispone de suelos de gres en las estancias principales, ventanas de aluminio y carpintería interior de madera, principalmente de sapeli. En la vivienda es necesario realizar una reforma para adecuarlo a unas condiciones de habitabilidad óptimas El inmueble se encuentra en una zona tranquila, rodeado por viviendas residenciales de similares características. Además, se encuentra a poca distancia del centro de la localidad, donde es posible encontrar todo tipo de servicios, como restaurantes, colegios, centros de salud, comercios. La vivienda dispone de una excelente ubicación y está muy bien comunicada por las carreteras comarcales que rodean al municipio y por transporte público.

Characteristics

Bathrooms

1

Elevator

No

Year built

1900

Energy rating

F

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
4876818BF9647F0001JU
Cadastral area
76 m²
Year built
1900
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 853 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

51/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
7/25
Legal liens
10/15
Zone liquidity
13/15

Vivienda de 77.20m² en Flix a 111€/m² (mediana zona 619€/m², delta -82.1%). Requiere Reforma Integral. Posesión libre. Zona baja, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -82.1% frente a la mediana zonal (619€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • 852 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Flix, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-82.1%Strong opportunity
Scope
Municipality
Zone median
€619 /m²
This asset
€111 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-45.9%Strong opportunity
Scope
Postal code
Zone median
€205 /m²
This asset
€111 /m²
Samples
10
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€8,575
Transfer tax (ITP) 10% — Cataluña€858
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€10,733

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2024 (853 days)
On Atalaya since22 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing