AtalayaAtalaya

Casa Adosada en Calle San Francisco de Asis

Murcia • House • Ref: #976AB337

€77,000
open_in_newView original listing

Get new bank-owned properties in Murcia under your budget by email. Free.

Size

116 m²

Price / m²

€664

Rooms

3

OccupancyUnconfirmed
26
Casa Adosada en Calle San Francisco de Asis — Murcia
Photo: Hipoges
1 / 13

AI visual analysis

Automated analysis · physical condition

13 of 13 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto descuidado con pintura desconchada y suciedad.
  • •Salon: Las paredes del salón están sin pintar y con restos de yeso, indicando una obra en curso.
  • •Cocina: La cocina está vacía, sin muebles ni electrodomésticos, y con las paredes alicatadas pero sin terminar.
  • •Dormitorio: Los dormitorios tienen las paredes sin pintar y el suelo de terrazo, lo que sugiere una reforma necesaria.

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR Casa de pueblo de dos plantas sobre rasante, situada en Murcia. La vivienda ofertada presenta una distribución de salón-comedor, cocina, baño, distribuidor, 3 dormitorios, patio y terraza en planta cubierta, El entorno cuenta con las infraestructuras urbanas básicas (alumbrado público, suministro eléctrico, red de saneamiento, abastecimiento de agua potable y encintado de aceras), las cuales aparentemente se encuentran en buen estado de conservación. Las comunicaciones del entorno con el resto de la población son suficientes para las necesidades de la zona. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

1

Elevator

No

Terrace

Yes

Parking

No

Year built

1972

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
5333803XH6053S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

26/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
4/15

Vivienda de 116.00m² en Murcia a 664€/m² (mediana zona 2530€/m², delta -73.8%). Requiere Reforma Integral. Posesión desconocida. Zona alta, inventario reciente (3 días).

trending_upStrengths

  • +Descuento del -73.8% frente a la mediana zonal (2530€/m²)
  • +Zona de alta actividad con inventario fresco

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Murcia, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-73.8%Strong opportunity
Scope
Municipality
Zone median
€2,530 /m²
This asset
€664 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-13.7%Good price
Scope
City
Zone median
€769 /m²
This asset
€664 /m²
Samples
237
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€77,000
Transfer tax (ITP) 8% — Murcia€6,160
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€84,460

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since27 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

Top 5 similar properties in Murcia by AI score

Calle Ermita
90

Calle Ermita

€69,000

€600/m² · 115 m²

View analysisarrow_forward
Casa Adosada en San Isidro
82

Casa Adosada en San Isidro

€46,700

€1,038/m² · 45 m²

View analysisarrow_forward
Casa Adosada en Vista Alegre
78

Casa Adosada en Vista Alegre

€107,500

€881/m² · 122 m²

View analysisarrow_forward
Avenida Ciudad de Almeria
76

Avenida Ciudad de Almeria

€99,000

€651/m² · 152 m²

View analysisarrow_forward
Casa en Vereda de los Galianes
73

Casa en Vereda de los Galianes

€248,000

€992/m² · 250 m²

View analysisarrow_forward

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing