AtalayaAtalaya

Calle Vileta, 13

Cornudella de Montsant, Tarragona • House • Ref: #9727616A

€51,310
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Size

100 m²

Price / m²

€513

Rooms

1

OccupancyVacant
43
Calle Vileta, 13 — Cornudella de Montsant
Photo: holapisos
1 / 41

AI visual analysis

Automated analysis · physical condition

41 of 41 photos analyzed

Physical condition

Analysis pending

Photo quality

Good

descriptionDescription

Casa ubicada en Cornudella de Montsant, Tarragona, ideal para familias. Con una superficie de 100 m² construidos distribuidos en 2 habitaciones y 1 baños. Se encuentra cerca del centro de Cornudella de Montsant. En sus alrededores encontramos el Institut Escola Corbatera. El entorno ofrece colegios, transporte público y supermercados cercanos, proporcionando una vida cómoda y bien comunicada. Cuenta con fácil acceso a C-242 y T-702. Esta propiedad representa una excelente oportunidad tanto para uso residencial como para inversión inmobiliaria. El inmueble se encuentra en una ubicación privilegiada que combina tranquilidad residencial con proximidad a todos los servicios esenciales. La distribución interior permite un aprovechamiento óptimo del espacio, brindando luminosidad y funcionalidad en cada estancia.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

En tr

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 271 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

43/100

Confidence: Low

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
Not assessable
—
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 100.00m² en Cornudella de Montsant a 513€/m² (mediana zona 1831€/m², delta -72.0%). Estado Pendiente De Análisis Visual. Posesión libre. Zona muy_baja, 270 días en mercado.

trending_upStrengths

  • +Descuento del -72.0% frente a la mediana zonal (1831€/m²)
  • +Aliseda no marca situación especial: presuponer vivienda libre

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Cornudella de Montsant, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-72.0%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,831 /m²
This asset
€513 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-39.8%Strong opportunity
Scope
Province (MITMA)
Zone median
€852 /m²
This asset
€513 /m²
Samples
831
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€51,310
Transfer tax (ITP) 10% — Cataluña€5,131
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€57,741

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 2 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
14 Jul 2026
€56,050arrow_forward€53,245-5%
12 Aug 2026
€53,245arrow_forward€51,310-3.63%

Listing intel

SourceAliseda
On the market sinceDec 2025 (271 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing