AtalayaAtalaya

Casa Adosada en Anero-Pelia

Ribamontán Al Monte, Cantabria • House • Ref: #970DD103

€175,000-63% vs area market
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Size

218 m²

Price / m²

€803

Rooms

3

OccupancyUnconfirmed
52
Casa Adosada en Anero-Pelia — Ribamontán Al Monte
Photo: Hipoges
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AI visual analysis

Automated analysis · physical condition

36 of 36 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¡Una oportunidad para crear el hogar de tus sueños en Cantabria! Te presentamos una vivienda con gran potencial en la localidad de Anero, provincia de Cantabria, ideal para quienes buscan un espacio a reformar y adaptarlo a sus gustos y necesidades. Una propiedad con una distribución funcional y diferentes dependencias, que ofrece la posibilidad de diseñar un hogar único y a medida. La vivienda cuenta con un amplio y luminoso salón-comedor, perfecto para compartir momentos en familia, recibir visitas o disfrutar de un ambiente cálido y acogedor. Su distribución permite proyectar una cocina práctica y moderna, además de dormitorios cómodos que se pueden transformar en estancias versátiles, ya sea como dormitorios principales, dormitorios infantiles, despacho o zona de ocio. El baño y las demás estancias pueden renovarse con acabados actuales, optimizando cada rincón para una vida más confortable. La reforma ofrece infinitas posibilidades: desde una actualización integral que lo convierta en un hogar moderno y funcional, hasta pequeños detalles que aporten personalidad y estilo propio. Es, sin duda, una oportunidad para quienes desean personalizar su espacio desde cero y hacerlo totalmente suyo. La vivienda se ubica en una zona residencial tranquila, con todos los servicios esenciales a mano. A pocos minutos encontrarás supermercados, pequeños comercios, colegios, centros de salud, restaurantes y zonas de ocio, lo que convierte a este inmueble en una opción perfecta para familias, parejas o profesionales que buscan comodidad en su día a día. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

2

Elevator

No

Terrace

No

Parking

No

Year built

1930

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

G

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
005401900VP40F
Cadastral area
242 m²
Year built
1930
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

52/100

Confidence: Medium

Score breakdown

Zone delta
30/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
7/15
Zone liquidity
0/15

Vivienda de 218.00m² en Ribamontán Al Monte a 803€/m² (mediana zona 2154€/m², delta -62.7%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 114 días en mercado.

trending_upStrengths

  • +Descuento del -62.7% frente a la mediana zonal (2154€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Ribamontán Al Monte, Cantabria

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-62.7%Strong opportunity
Scope
Province (MITMA)
Zone median
€2,154 /m²
This asset
€803 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-28.9%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,129 /m²
This asset
€803 /m²
Samples
132
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€175,000
Transfer tax (ITP) 10% — Cantabria€17,500
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€613
Estimated total investment€194,113

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
4 Aug 2026
€180,000arrow_forward€175,000-2.78%

Listing intel

SourceHipoges
On Atalaya since8 May 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing