AtalayaAtalaya

Calle General

Iglesia del Campo, Villadecanes, León • Apartment • Ref: #95C02933

€147,000-34% vs area market
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Size

198 m²

Price / m²

€743

Rooms

4

OccupancyVacant
66
Calle General — Iglesia del Campo, Villadecanes
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Vivienda situada en la Calle General, en la localidad de Villadecanes, en la provincia de León. La vivienda tiene una superficie construida de 197.82 m2 y está distribuida en un amplio hall de entrada, que da acceso a una cocina independiente muy luminosa, y un pasillo que distribuye a un gran salón comedor, dormitorios siendo una de ellas habitación doble, y cuarto de baño completo. Se localiza en una zona consolidada con carácter urbano y residencial, situado a pocos minutos del centro de la población, rodeado por fincas de similares características. Dispone de equipamientos suficientes en el entorno como: médico-sanitario, docente, religioso, comercial, restaurantes. Cuenta con buenas comunicaciones con el resto de la localidad. Buen acceso a través de carreteras principales que rodea al municipio y lo comunican con el resto de la provincia.

Characteristics

Bathrooms

2

Year built

2008

Energy rating

D

gavelLegal & cadastral analysis

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assignmentCadastral data

straightenUnreconciled surface: the listing states 197.82 m² but the cadastre records 233 m² (+18%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2221410PH8122S0001RZ
Cadastral area
233 m²
Year built
2008
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 222 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

66/100

Confidence: High

Score breakdown

Zone delta
19/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
0/15

Vivienda de 197.82m² en Villadecanes a 743€/m² (mediana zona 1129€/m², delta -34.2%). Buen Estado. Posesión libre. Zona muy_baja, 221 días en mercado.

trending_upStrengths

  • +Descuento del -34.2% frente a la mediana zonal (1129€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Iglesia del Campo, Villadecanes, León

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-34.2%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,129 /m²
This asset
€743 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+60.5%Above anchor
Scope
Province (MITMA)
Zone median
€463 /m²
This asset
€743 /m²
Samples
91
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€147,000
Transfer tax (ITP) 8% — Castilla y León€11,760
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€515
Estimated total investment€160,275

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2026 (222 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing