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AtalayaAtalaya

Calle Arenales

Torre del Campo, JaénApartmentRef: #956258BC

€95,000
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Size

110 m²

Price / m²

€860

Rooms

3

OccupancyVacant
54
Calle Arenales — Torre del Campo
Photo: Solvia
1 / 24

AI visual analysis

Automated analysis · physical condition

24 of 24 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Descubre la mejor oferta inmobiliaria en Pisos de Particulares en Jaén con Solvia. La mejor selección de viviendas de segunda mano particular en venta, para que encuentres la casa que estás buscando. Se vende piso en Torredelcampo, municipio muy bien comunicado y a pocos kilómetros de Jaén, ideal para quienes buscan tranquilidad sin renunciar a los servicios. La vivienda cuenta con aproximadamente 110 m² construidos, distribuidos en un amplio salón muy luminoso, cocina independiente con lavadero, 3 dormitorios y un baño de gran tamaño. Se trata de una primera planta sin ascensor, en un edificio tranquilo. El piso se encuentra en buen estado de conservación, aunque ofrece posibilidades de mejora y personalización. Incluye dos trasteros grandes situados en la zona de la terraza superior comunitaria, un espacio práctico y muy valorado para almacenamiento. Por su tamaño y distribución, es una vivienda ideal para familias que buscan amplitud, luz natural y una buena ubicación dentro del municipio. Una excelente oportunidad tanto como vivienda habitual como inversión. Cumpliendo con el Decreto 218/2005 de 11 de octubre de la Junta de Andalucía, se informa a las personas interesadas que los gastos derivados de la compraventa; Notaría, Registro de la Propiedad, Impuesto de Transmisiones Patrimoniales, Actos Jurídicos Documentados, no están incluidos en el precio de venta. Los honorarios de la agencia serán debidamente informados a las personas interesadas antes de realizar la visita al inmueble. Grandes oportunidades en venta de viviendas de segunda mano en Jaén con Solvia. Esta publicación se realiza a instancias de un Comercializador de SOLVIA. SOLVIA no participa de la intermediación, ni se responsabiliza de la veracidad de los datos e información publicada a instancias del Comercializador.

Characteristics

Bathrooms

1

Elevator

No

Year built

1995

gavelLegal & cadastral analysis

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assignmentCadastral data

Cadastral ref.
1104027VG2810S0002OP
Cadastral area
112 m²
Year built
1995
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

54/100

Confidence: High

Score breakdown

Zone delta
4/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
3/15

Vivienda de 110.44m² en Torre del Campo a 860€/m² (mediana zona 876€/m², delta -1.8%). Buen Estado. Posesión libre. Zona muy_baja, 132 días en mercado.

trending_upStrengths

  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Torre del Campo, Jaén

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-1.8%In line
Scope
Province (MITMA)
Zone median
€876 /m²
This asset
€860 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

+12.6%Above anchor
Scope
Postal code
Zone median
€764 /m²
This asset
€860 /m²
Samples
5
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€95,000
Transfer tax (ITP) 7% — Andalucía€6,650
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€333
Estimated total investment€102,983

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceApr 2026 (134 days)
On Atalaya since31 Aug 2026
Last updated31 Aug 2026

compare_arrowsZone comparables

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing