AtalayaAtalaya

Los Pasos,, 28

Argamasilla de Alba, Ciudad Real • House • Ref: #94FEE6E7

€48,000-62% vs area market
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Size

100 m²

Price / m²

€480

Rooms

3

OccupancyUnconfirmed
42
Los Pasos,, 28 — Argamasilla de Alba
Photo: Altamira
1 / 33

AI visual analysis

Automated analysis · physical condition

33 of 33 photos analyzed

Physical condition

Needs renovation

Photo quality

Good

Model observations

  • •El salón presenta una chimenea con el revestimiento parcialmente caído, indicando necesidad de reparación.
  • •Los suelos de la propiedad son de baldosas antiguas y muestran suciedad y desgaste generalizado.
  • •Las paredes tienen desconchones y suciedad, y algunas zonas muestran cableado expuesto, sugiriendo una reforma eléctrica.
  • •Una de las estancias parece ser una cocina o un baño en proceso de reforma, con azulejos blancos y cableado en el techo.

descriptionDescription

Casa en LOS PASOS, 28, Argamasilla De Alba, Ciudad Real. Superficie: 100 m², 3 habitaciones, 1 baños.

Characteristics

Bathrooms

1

Elevator

No

Terrace

No

Parking

No

Year built

1970

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

straightenUnreconciled surface: the listing states 100 m² but the cadastre records 366 m² (+266%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
1910014VJ9311S
Cadastral area
366 m²
Year built
1970
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 260 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

42/100

Confidence: Medium

Score breakdown

Zone delta
8/30
Possession
Not assessable
—
Physical state
7/25
Legal liens
10/15
Zone liquidity
11/15

Vivienda de 100.00m² en Argamasilla de Alba a 480€/m² (mediana zona 1260€/m², delta -61.9%). Requiere Reforma Integral. Posesión desconocida. Zona muy_baja, 259 días en mercado.

trending_upStrengths

  • +Descuento del -61.9% frente a la mediana zonal (1260€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Argamasilla de Alba, Ciudad Real

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-61.9%Strong opportunity
Scope
Municipality
Zone median
€1,260 /m²
This asset
€480 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+18.2%Above anchor
Scope
Province (MITMA)
Zone median
€406 /m²
This asset
€480 /m²
Samples
204
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€48,000
Transfer tax (ITP) 9% — Castilla-La Mancha€4,320
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€53,620

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAltamira
On the market sinceDec 2025 (260 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Altamira. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing