AtalayaAtalaya

Casa en Nalda

Nalda, La Rioja • House • Ref: #94A05DAB

€35,000-93% vs area market
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Size

364 m²

Price / m²

€96

Rooms

4

OccupancyUnconfirmed
45
Casa en Nalda — Nalda
Photo: Hipoges
1 / 4

AI visual analysis

Automated analysis · physical condition

4 of 4 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •Fachada: La fachada presenta un aspecto envejecido con cables a la vista y barandillas de balcón con signos de óxido.
  • •Exterior: Las puertas de madera muestran desgaste y suciedad, con vegetación creciendo en la base de una de ellas.
  • •Exterior: La mampostería de piedra de la base de la fachada tiene manchas y suciedad.

descriptionDescription

NO COBRAMOS COMISIÓN DE INTERMEDIACIÓN AL COMPRADOR ¡Tenemos en exclusiva una vivienda con gran potencial para ti y convertirlo en el hogar de tus sueños! Ponemos a tu disposición esta vivienda para reforma total que puedes adquirir en propiedad, distribuida en varias estancias, ubicada en la localidad de Nalda, provincia de La Rioja. Esta vivienda es ideal para quienes buscan una oportunidad de inversión o un proyecto residencial personalizado. Con una distribución flexible y la posibilidad de adaptarla completamente a tu gusto, esta vivienda representa una excelente base para crear el hogar que siempre has soñado o desarrollar un proyecto inmobiliario en una zona en crecimiento. Ubicada en un entorno rural encantador y tranquilo, Nalda destaca por su cercanía con Logroño y por ofrecer calidad de vida en plena naturaleza. El municipio cuenta con los servicios esenciales para el día a día como colegios, supermercados, centro de salud y restaurantes. Todo esto, en un entorno bien comunicado mediante la carretera LR-254 y con fácil acceso a otras localidades cercanas. Con su proximidad a rutas de senderismo, zonas verdes y paisajes naturales de gran belleza, esta propiedad se convierte también en una opción perfecta para quienes buscan desconectar del ritmo urbano y disfrutar de un entorno relajado. Hipoges es una plataforma inmobiliaria donde podrás acceder a miles de activos inmobiliarios de diferentes tipos como viviendas, locales comerciales, terrenos, nueva obra, tanto a nivel particular como para inversores. Hipoges cuenta con una amplia cartera de activos inmuebles tanto en España como en Portugal y Grecia. ¿Necesitas financiación? Te ofrecemos la posibilidad de financiaciones de hasta el 100% para la compra de este inmueble. Entra en Finanwin.com, haz tu simulación y obtén la mejor oferta para tu Hipoteca de la manera más ágil y sencilla.

Characteristics

Bathrooms

4

Elevator

No

Terrace

No

Parking

No

Year built

1908

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

exempt

gavelLegal & cadastral analysis

expand_more

assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.
2372211WM4827S

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

45/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
14/25
Legal liens
7/15
Zone liquidity
4/15

Vivienda de 364.00m² en Nalda a 96€/m² (mediana zona 1470€/m², delta %). Estado Mejorable. Posesión desconocida. Zona muy_baja, 114 días en mercado.

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Nalda, La Rioja

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-93.5%Strong opportunity
Scope
Province (MITMA)
Zone median
€1,470 /m²
This asset
€96 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

-68.1%Strong opportunity
Scope
Province (MITMA)
Zone median
€301 /m²
This asset
€96 /m²
Samples
109
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€35,000
Transfer tax (ITP) 7% — La Rioja€2,450
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€300
Estimated total investment€38,750
Estimated refurbishment (state: mejorable)€145,500 – €255,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceHipoges
On Atalaya since8 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Hipoges. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing