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AtalayaAtalaya

Calle Rubio y Vallver

Reus, TarragonaHouseRef: #937C42AE

€303,300-45% vs area market
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Size

311 m²

Price / m²

€975

Rooms

8

OccupancyVacant
77
Calle Rubio y Vallver — Reus
Photo: Solvia

AI visual analysis

Automated analysis · physical condition

1 of 1 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • La fachada presenta un aspecto cuidado, con pintura en buen estado y balcones con barandillas modernas.
  • El muro exterior de piedra y la valla de caña están en buenas condiciones.
  • No se aprecian daños estructurales ni signos de deterioro grave en el exterior.

descriptionDescription

Chalet aislado de 288 m² ubicado en Reus, Tarragona. Se trata de un chalet aislado de 288 m² con 8 dormitorios y 5 baños. El inmueble se encuentra en la zona norte de Reus, en un entorno residencial consolidado, concretamente en una urbanización tranquila con acceso directo desde vías principales como la T-704 y cercana a la autovía T-11, facilitando las conexiones tanto hacia el centro de la localidad como hacia otros puntos de la provincia. La zona cuenta con una amplia gama de servicios para la vida cotidiana: existen supermercados cercanos, diversas opciones de restauración, instalaciones deportivas, centros educativos de distintos niveles, así como oficinas bancarias y otros comercios esenciales. En un radio próximo se localizan el Hospital Universitario Sant Joan de Reus, el Centro de Salud CAP Sant Pere y el tan reconocido Parc de Sant Jordi, que ofrece amplias zonas verdes. Para el ocio y las compras, destaca la proximidad al centro comercial La Fira Centre Comercial. En cuanto a las comunicaciones, la ubicación dispone de varias líneas de autobús urbano que conectan con diferentes puntos de Reus. La estación de tren Reus se encuentra a pocos minutos en coche, ofreciendo servicios de cercanías y media distancia. Además, la rápida salida a la T-11 y la conexión con la C-14 y A-7 permiten un cómodo acceso por carretera a otras localidades y a la costa. El Aeropuerto de Reus está también situado a una distancia accesible, facilitando desplazamientos nacionales e internacionales. Con nuestros servicios podrá encontrar el chalet aislado que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

5

Year built

1970

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 311.23 m² but the cadastre records 373 m² (+20%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
2455908CF4525E0001RL
Cadastral area
373 m²
Year built
1970
Cadastral use
Residential

routeHow to buy this asset from the bank

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  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 239 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

77/100

Confidence: High

Score breakdown

Zone delta
25/30
Possession
20/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
12/15

Vivienda de 311.23m² en Reus a 975€/m² (mediana zona 1779€/m², delta -45.2%). Estado Mejorable. Posesión libre. Zona media, 238 días en mercado.

trending_upStrengths

  • +Descuento del -45.2% frente a la mediana zonal (1779€/m²)
  • +El banco confirma posesión legal: vivienda libre para entregar

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Reus, Tarragona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-45.2%Strong opportunity
Scope
Municipality
Zone median
€1,779 /m²
This asset
€975 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-9.6%In line
Scope
Postal code
Zone median
€1,079 /m²
This asset
€975 /m²
Samples
42
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€303,300
Transfer tax (ITP) 10% — Cataluña€30,330
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,062
Estimated total investment€335,692
Estimated refurbishment (state: mejorable)€124,500€218,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceSolvia
On the market sinceJan 2026 (239 days)
On Atalaya since30 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing