AtalayaAtalaya

Casa Adosada en Aguadulce (almería)

Aguadulce, Almería • House • Ref: #91538006

€450,000
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Rooms

3

OccupancyUnconfirmed
69
Casa Adosada en Aguadulce (almería) — Aguadulce, Aguadulce
Photo: Cimenta2
1 / 8

AI visual analysis

Automated analysis · physical condition

8 of 8 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Casa adosada ubicada en el término municipal de Aguadulce, a escasos metros de la playa y en un gran residencial con piscina comunitaria. La vivienda se distribuye en cuatro plantas: sótano, primera y segunda planta y torreón. El Sótano es habitable ya que la zona de aparcamiento está en el exterior de la casa, dentro de la propia parcela. La primera planta se distribuye en cocina, cuarto de baño, salón y un jardín de unos 30m2. La segunda planta cuenta con 3 dormitorios y 2 baños y la planta torreón se trata de terraza transitable. La vivienda se encuentra ubicada en un entorno consolidado con todos los servicios, en una de las zonas consideradas como premium del municipio cuyo perfil de clase social es media-alta.

Characteristics

Bathrooms

2

Elevator

No

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 355 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

69/100

Confidence: Medium

Score breakdown

Zone delta
Not assessable
—
Possession
Not assessable
—
Physical state
20/25
Legal liens
7/15
Zone liquidity
12/15

Vivienda de ?m² en Aguadulce a ?€/m² (mediana zona 1564€/m², delta %). Buen Estado. Posesión desconocida. Zona muy_baja, 354 días en mercado.

trending_upStrengths

  • +Estado habitable sin reforma inmediata

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Aguadulce, Aguadulce, Almería

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

—
Scope
Province (MITMA)
Zone median
€1,564 /m²
Samples
1000
Period
abril 2026
Source
idealista-press

account_balancevs other bank assets

—
Scope
Province (MITMA)
Zone median
€788 /m²
Samples
386
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€450,000
Transfer tax (ITP) 7% — Andalucía€31,500
Notary (est.)€675
Land Registry (est.)€450
Admin agency (est.)€1,575
Estimated total investment€484,200

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceCimenta2
On the market sinceSept 2025 (355 days)
On Atalaya since27 Aug 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing