Piso en Cl Benito Perez Galdos, Alguazas

Alguazas, Murcia • Apartment • Ref: #90B3C861

€39,100-44% vs area market

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Size

103 m²

Price / m²

€381

Rooms

OccupancyUnconfirmed

Piso en Cl Benito Perez Galdos, Alguazas — Alguazas

Photo: Cimenta2

1 / 2

AI visual analysis

Automated analysis · physical condition

2 of 2 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

•Fachada: Se observa un edificio con varios balcones y toldos, algunos de ellos con signos de desgaste.
•Exterior: La calle presenta un aspecto cuidado, con coches aparcados y edificios de varias plantas.
•Fachada: Hay unidades de aire acondicionado instaladas en la fachada de los edificios, lo que indica un uso continuado.

descriptionDescription

Vivienda en Alguazas (Murcia) Vivienda situada en la primera planta de un edificio residencial plurifamiliar de cuatro plantas ubicado en la calle Benito Pérez Galdós, en Alguazas (Murcia). Cuenta con una superficie construida aproximada de 102 m² y se distribuye en 3 habitaciones y 1 cuarto de baño. El inmueble se encuentra en una zona consolidada, próxima al centro urbano, con acceso a todos los servicios, comercios y equipamientos necesarios para el día a día. El edificio dispone de planta baja destinada a locales comerciales y viviendas en las plantas superiores.

Characteristics

Bathrooms

Elevator

gavelLegal & cadastral analysis

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assignmentCadastral datahelpUnverified

Cadastral reference located automatically from the coordinates; not verified against the official Catastro. Confirm it before acting.

Cadastral ref.

3931918XH5133S

routeHow to buy this asset from the bank

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1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

checklistMinimum due diligence before offering

check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
check_box_outline_blankCommunity-debt certificate and approved special levies.
check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

ANALYZE

65/100

Confidence: Medium

Score breakdown

Zone delta: 25/30
Possession: —
Physical state: 14/25
Legal liens: 7/15
Zone liquidity: 9/15

Vivienda de 102.64m² en Alguazas a 381€/m² (mediana zona 685€/m², delta -44.4%). Estado Mejorable. Posesión desconocida. Zona baja, inventario reciente (45 días).

trending_upStrengths

+Descuento del -44.4% frente a la mediana zonal (685€/m²)

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Alguazas, Murcia

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-44.4%Strong opportunity

Scope: Municipality
Zone median: €685 /m²
This asset: €381 /m²
Period: mayo 2026
Source: Idealista

account_balancevs other bank assets

-3.1%In line

Scope: City
Zone median: €393 /m²
This asset: €381 /m²
Samples: 34
Source: Atalaya (bank inventory)

Estimated acquisition costs

Asset price€39,100

Transfer tax (ITP) 8% — Murcia€3,128

Notary (est.)€600

Land Registry (est.)€400

Admin agency (est.)€300

Estimated total investment€43,528

Estimated refurbishment (state: mejorable)€41,000 – €72,000

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceCimenta2

On the market sinceJul 2026 (46 days)

On Atalaya since21 Jul 2026

Last updated31 Aug 2026

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Aggregated data from public sources and servicer Cimenta2. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing