AtalayaAtalaya

Avenida Maresme, s/n

Sant Roc, Badalona, Barcelona • Apartment • Ref: #90323932

€150,000
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Size

72 m²

Price / m²

€2,083

Rooms

4

OccupancyOccupied · no title
39
Avenida Maresme, s/n — Sant Roc, Badalona
Photo: holapisos
1 / 29

AI visual analysis

Automated analysis · physical condition

29 of 29 photos analyzed

Physical condition

Needs work

Photo quality

Good

Model observations

  • •El salon presenta paredes con pintura en mal estado y el suelo de baldosas está desgastado.
  • •Las puertas y marcos de las habitaciones muestran signos de uso y desgaste.
  • •El dormitorio tiene el suelo de baldosas desgastado y las paredes necesitan pintura.

descriptionDescription

Piso en Badalona, Barcelona, ideal para familias. El inmueble cuenta con una superficie de 72 m² construidos distribuidos en 4 habitaciones, salón-comedor, cocina además de 1 aseo. Localizado en el corazón de Badalona, en sus alrededores encontramos el Ambulatori CAP de Llefià, la Escola D'Oficis Juper, supermercados, bancos, bibliotecas, farmacias, oficinas de correos, centros deportivos y la estación de metro Sant Roc. Con fácil acceso a C-31. Este inmueble es una Vivienda de Protección Oficial. El comprador o inquilino ha de destinar la vivienda de VPO a residencia habitual y permanente, cumpliendo los requisitos que se establezcan para este tipo de viviendas.

Characteristics

Bathrooms

1

Floor

4

Elevator

No

Terrace

No

Parking

No

Pool

No

Air conditioning

No

Heating

No

Storage room

No

Garden

No

Energy rating

F

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 837 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

AVOID

39/100

Confidence: Low

Score breakdown

Zone delta
0/30
Possession
2/20
Physical state
14/25
Legal liens
10/15
Zone liquidity
15/15

Vivienda de 72.00m² en Badalona a 2083€/m² (mediana zona 1503€/m², delta +38.6%). Estado Mejorable. Posesión con ocupación irregular. Zona alta, más de 2 años sin vender.

warningRisks

  • −Precio +38.6% por encima de mediana zonal
  • −Aliseda marca la vivienda como ocupada sin título legal
  • −836 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Sant Roc, Badalona, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

+38.6%Above anchor
Scope
Neighbourhood
Zone median
€1,503 /m²
This asset
€2,083 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

+45.7%Above anchor
Scope
Postal code
Zone median
€1,430 /m²
This asset
€2,083 /m²
Samples
43
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€150,000
Transfer tax (ITP) 10% — Cataluña€15,000
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€525
Estimated total investment€166,525
Estimated refurbishment (state: mejorable)€29,000 – €50,500

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Listing intel

SourceAliseda
On the market sinceMay 2024 (837 days)
On Atalaya since11 Apr 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer holapisos. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing