AtalayaAtalaya

Calle Font del Ferro

Alpha Deal

Rubí, Barcelona • House • Ref: #8FF21394

€349,000-56% vs area market
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Size

243 m²

Price / m²

€1,434

Rooms

3

OccupancyVacant
86
Calle Font del Ferro — Rubí
Photo: Solvia
1 / 29

AI visual analysis

Automated analysis · physical condition

29 of 29 photos analyzed

Physical condition

Good

Photo quality

Good

descriptionDescription

Vivienda unifamiliar adosada de 3 dormitorios en la localidad de Rubí, provincia de Barcelona. Situado en un área residencial con todos los servicios y buenas comunicaciones (paradas de autobús próximas, estación de tren a 2 kilómetros, buen acceso rodado a las carreteras C-16 y AP-7 en pocos minutos). Su cercanía a colegios, organismos públicos, parques, centros deportivos, supermercados, cafeterías, centro de salud y farmacias la convierten en una propuesta inteligente. En una opción para construir un hogar y entrar a vivir de inmediato. La vivienda tiene una superficie de 243 m² desarrollados en 2 plantas en las que cuenta con salón-comedor, 3 dormitorios, cocina, 2 baños amueblados y garaje. La cocina está equipada con muebles altos y bajos, placa vitrocerámica, horno, campana extractora de humos y calentador. Cuenta con sistema de calefacción mediante radiadores. Con nuestros servicios podrá encontrar la vivienda que necesita y asegurar su inversión con el mejor de los asesoramientos especializados. Empiece ahora mismo pidiendo más información. Un responsable cercano a usted le atenderá personalmente.

Characteristics

Bathrooms

2

Elevator

No

Year built

1997

Pool

No

Air conditioning

No

Heating

Yes

Garden

No

Energy rating

E

gavelLegal & cadastral analysis

expand_more

assignmentCadastral data

straightenUnreconciled surface: the listing states 243.45 m² but the cadastre records 285 m² (+17%). Verify before offering — €/m² and the discount depend on this number.

Cadastral ref.
0347613DF2904N0002FH
Cadastral area
285 m²
Year built
1996
Cadastral use
Residential

routeHow to buy this asset from the bank

expand_more
  1. 1Contact the servicer from the official listing (or from Atalaya) and ask for availability and a viewing.
  2. 2Visit the property and verify real condition, possession and access. Ask for the habitability certificate and the energy certificate.
  3. 3Request a nota simple from the Land Registry (~€10) and the community-debt certificate.
  4. 4Submit your offer in writing. Servicers take it to committee: expect days to weeks. Offering below asking is standard practice.
  5. 5Once accepted: deposit contract (require 'free of occupants and belongings'), financing and deed before a notary.

handshakeThis asset has been listed for 2582 days. In bank stock, high age usually means real negotiation margin: offers 10-20% below asking get considered.

checklistMinimum due diligence before offering

  • check_box_outline_blankRegistry nota simple: ownership, charges, liens (registradores.org, ~€10).
  • check_box_outline_blankCommunity-debt certificate and approved special levies.
  • check_box_outline_blankIBI and waste tax: outstanding bills at the town hall.
  • check_box_outline_blankOn-site possession check: is it really vacant? Are water/power supplies active?
  • check_box_outline_blankHabitability certificate and licences (essential for mortgage and utilities).

warningDebts that transfer with the property

Community debt for the current year plus the previous 3 follows the property (art. 9.1.e LPH), as do unexpired IBI and approved levies. Always request the certificates before signing: it's the classic €3,000-10,000 surprise in bank purchases.

account_balanceFinancing

Many servicers finance their own stock at aggressive terms (high LTV) through the parent bank — ask on first contact. Note: a property without a functional kitchen or bathroom may not be mortgageable as-is, and the appraisal can come in below price on heavily distressed assets.

gavelCatalonia specifics

In Catalonia the Generalitat holds first-refusal rights (tanteo y retracto) over transfers of homes originating from foreclosure (DL 1/2015): it can extend timelines. The cédula d'habitabilitat is mandatory for utilities and usually required for a mortgage. Also check for social-housing (VPO) status.

General informative content, not legal or investment advice. Verify every point with your advisor before committing.

Alpha Rating

BUY

86/100

Confidence: High

Score breakdown

Zone delta
30/30
Possession
20/20
Physical state
20/25
Legal liens
10/15
Zone liquidity
10/15

Vivienda de 243.45m² en Rubí a 1434€/m² (mediana zona 3278€/m², delta -56.3%). Buen Estado. Posesión libre. Zona media, más de 2 años sin vender.

trending_upStrengths

  • +Descuento del -56.3% frente a la mediana zonal (3278€/m²)
  • +Estado habitable sin reforma inmediata
  • +El banco confirma posesión legal: vivienda libre para entregar

warningRisks

  • −2580 días en mercado sin venderse

Case file

Operation pipeline

You are not pursuing this asset yet

Start a case when you want to turn an opportunity into a real operation: contact, visit, documents, due diligence and offer.

location_on

Location

Rubí, Barcelona

analyticsPrice analysis

Two anchors: real free-market (Idealista / MITMA) and the median of other bank-owned assets in the same area. The first tells you whether REO is worth entering at all; the second, which REO listing is the best deal.

publicvs free market

-56.3%Strong opportunity
Scope
Municipality
Zone median
€3,278 /m²
This asset
€1,434 /m²
Period
mayo 2026
Source
Idealista

account_balancevs other bank assets

-9.6%In line
Scope
Postal code
Zone median
€1,587 /m²
This asset
€1,434 /m²
Samples
63
Source
Atalaya (bank inventory)

Estimated acquisition costs

Asset price€349,000
Transfer tax (ITP) 10% — Cataluña€34,900
Notary (est.)€600
Land Registry (est.)€400
Admin agency (est.)€1,222
Estimated total investment€386,122

Indicative estimate for a resale purchase at the general ITP rate. Auctions, new builds or reduced rates are taxed differently. The refurbishment figure is an indicative band based on the AI-detected condition. Verify with your advisor.

Price history

The price has dropped 1 time(s). This suggests a motivated seller profile with strong negotiation potential below the list price.
24 Jun 2026
€399,000arrow_forward€349,000-12.53%

Listing intel

SourceSolvia
On the market sinceAug 2019 (2582 days)
On Atalaya since12 May 2026
Last updated31 Aug 2026

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Aggregated data from public sources and servicer Solvia. Atalaya is an informational analytics platform; we are not a real estate agent and do not intermediate in transactions. To act on an offer, contact the original source directly. View original listing